15024 Spanish Point Dr, Port Charlotte, FL, 33981
About This Home
Tucked behind the gates of Harbor West, this exceptional waterfront residence delivers the kind of Southwest Florida lifestyle most buyers spend years searching for. Built in 2020 and positioned on an oversized canal-front homesite with direct Gulf access, this custom-designed 4-bedroom, 2.5-bath home blends modern coastal luxury with true boating convenience. From the moment you enter, the attention to detail is unmistakable — soaring ceilings, crown molding, coffered and tray ceiling accents, designer finishes, expansive impact windows, and an open split-bedroom floorplan designed to maximize both privacy and water views. The heart of the home is a beautifully appointed chef’s kitchen overlooking the spacious great room and waterfront backdrop, complete with premium appliances, custom cabinetry, wine refrigeration, and generous entertaining space. Large sliding glass doors create seamless indoor-outdoor living, allowing the main living areas to flow effortlessly toward the lanai and waterfront setting. Whether hosting guests, enjoying sunset dinners, or heading out for a day on the water, this property was designed around the Florida coastal lifestyle. The oversized 3-car garage provides ample room for vehicles, storage, and recreational equipment, while the spacious lot offers a level of openness and privacy rarely found in newer waterfront communities. Enjoy quick boating access to Charlotte Harbor and the Gulf, with world-class fishing, island hopping, waterfront dining, and the beaches of Boca Grande all nearby. Harbor West is one of the area’s most desirable gated waterfront communities, offering a peaceful residential atmosphere while remaining conveniently close to shopping, restaurants, golf courses, marinas, and everyday amenities. HOA permits leasing with 30-day minimum terms, making this property attractive both as a primary residence and as a potential seasonal or investment property. A rare opportunity to own a newer luxury waterfront home that combines quality construction, elegant finishes, Gulf-access boating, and an unbeatable coastal location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Cooktop,Dishwasher,Disposal,Freezer,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 143
- Dimensions: 11x13
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 143
- Dimensions: 11x13
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Open Floorplan,Thermostat
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,294
- Total interior livable area: 2,374 sqft
Kitchen
- Level: First
- Area: 180
- Dimensions: 12x15
Living Room
- Level: First
- Area: 330
- Dimensions: 15x22
Primary Bathroom
- Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Makeup/Vanity Space,Tub with Separate Shower Stall,Built-in Closet
- Level: First
- Area: 143
- Dimensions: 11x13
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 260
- Dimensions: 13x20
Property
Details
- Parcel number: 412109432004
- Zoning: RSF3.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Sidewalk
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal - Brackish,Brackish Canal Access,Lift,Minimum Wake Zone
- Waterbody name: AQUARIUS AND TATE WATERWAYS
Lot
- Lot size: 0.32 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $441 | $5,292 |
| Property Taxes | $1,266 | $15,192 |
| Electricity | $238 | $2,866 |
| Total | $6,748 | $80,976 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $950,000 |
| 2023-11-01 | Sold | $1,045,000 |
| 2023-09-12 | Pending sale | $1,060,000 |
| 2023-07-20 | Listed for sale | $1,060,000 |
| 2020-01-23 | Sold | $471,000 |
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