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368 Lockport St, Youngstown, NY, 14174

5beds
2baths
1,600sqft
$385,000
$241price/sqft
$2,895/moest. monthly cost
$115,800/yrincome needed

About This Home

Rare Multi-Family Investment Opportunity in Picturesque Youngstown Village! Move in Ready! Discover this unique and versatile property in the heart of the charming Village of Youngstown! This rare offering combines a spacious primary residence with two income-producing apartments, making it perfect for an owner-occupant looking to offset their mortgage or a savvy investor seeking strong cash flow.Main Home Features:4-5 Bedrooms, 2 Bathrooms – Flexible layout offers room for a large family, home office, or guest rooms. Large covered front porch – Perfect for relaxing and enjoying the peaceful village atmosphere Full basement – Great for storage, workshop space, or future finishing Updated mechanicals – Newer furnaces, hot water tanks, and roofs throughout the property Fully equipped – All appliances included, plus washer and dryer for convenience Income-Producing Rear Building:2-Bedroom Apartment 3-Bedroom Apartment Both units add excellent rental income potential in a high-demand area near the Niagara River, parks, and local amenities. This turn-key property is move-in ready with recent updates and solid bones. Live in the main house while the rear units help pay the bills, or rent everything for maximum return. Youngstown offers a tight-knit community with easy access to Lewiston, Niagara Falls, and Canada – an unbeatable location for both living and investing.Don’t miss this rare multi-unit gem! Schedule your private showing today.Property is being marketed as-is with all information deemed reliable but not guaranteed. Buyers and agents should verify all details. Serious inquiries only. If it's listed, it's available. Leave a message, I will get back to you. Thanks! Greg

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
Primary Education CenterGrades PK-22.0 mi
3/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Piers
  • Roof: Asphalt
  • Construction materials: Metal

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 2934014518465

Features

  • Exterior features: Other,Wood

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$130$1,560
Property Taxes $555$6,660
Electricity $264$3,172
Total$2,895$34,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,257/yr
40% on housing$86,850/yr
45% on housing$77,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 14174$262
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14174$217
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$385,000
2024-01-13Listing removed--
2023-11-21Listed for rent$1,700
2023-01-12Listing removed--
2022-12-29Price change$1,600
2022-12-09Listed for rent$1,650
2022-06-04Listing removed--
2022-05-29Listed for rent$1,550
2012-04-26Sold$90,000
2003-09-08Sold$100,000

For Sale by Owner

AgentProperty Owner

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