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31 Church St, Rouses Pt, NY, 12979

3beds
2baths
1,788sqft
$239,000
$134price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

This chamring 1950s built home features three bedrooms and one and a half bathrooms. It boasts beutiful woodwork, built-ins and a galley kitchen with stone countertops. The bright family room leads tostone steps and patio enroute to the backyard and detached garage. The property is nestled on the outskirts of Rouses Point offering a rural feel with village ammenities- town water and close to stores/ shops. There's also a long paved driveway for ample parking.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Interior Entry,Partial

Bathroom1

  • Level: First
  • Area: 49.82
  • Dimensions: 10.6 x 4.7

Bathroom2

  • Level: Second
  • Area: 36.4
  • Dimensions: 10.4 x 3.5

Bedroom1

  • Level: Second
  • Area: 188.16
  • Dimensions: 16.8 x 11.2

Bedroom2

  • Level: Second
  • Area: 114
  • Dimensions: 12 x 9.5

Bedroom3

  • Level: Second
  • Area: 114
  • Dimensions: 12 x 9.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 206.15
  • Dimensions: 15.5 x 13.3

Dining Room

  • Level: First
  • Area: 151.28
  • Dimensions: 12.4 x 12.2

Family Room

  • Level: First
  • Area: 199.95
  • Dimensions: 21.5 x 9.3

Features

  • Built-in Features,Vaulted Ceiling(s)
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate,Luxury Vinyl,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Den,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,788

Heating & Cooling

  • Heating features: Baseboard,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,788 sqft

Kitchen

  • Level: First
  • Area: 77.625
  • Dimensions: 11.5 x 6.75

Laundry

  • Level: First
  • Area: 31.875
  • Dimensions: 8.5 x 3.75

Property

Details

  • Parcel number: 20.615
  • Other equipment: None

Features

  • Levels: Two
  • Pool features: Above Ground,See Remarks
  • Patio & porch: Deck,Patio
  • Exterior features: Rain Gutters,Storage
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Neighborhood,Rural

Lot

  • Lot size: 0.88 Acres
  • Features: Cleared
  • Lot size dimensions: 165' x 232'

Parking

  • Parking features: Asphalt,Garage Faces Side
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$115$1,380
Property Taxes $356$4,272
Electricity $295$3,545
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 12979$137
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12979$114
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$239,000
2026-02-20Contingent$239,000
2026-02-05Listed for sale$239,000
2009-08-21Sold$131,000
2008-06-05Listing removed$169,000
2008-04-05Price change$169,000
2008-03-05Listed for sale$175,000

For Sale by Agent

AgentAndrew Castine
BrokerageCastine Properties

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