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714 Tremont Road, Bernard, ME, 04612

4beds
2baths
1,520sqft
$695,000
$457price/sqft
$4,654/moest. monthly cost
$186,160/yrincome needed

About This Home

Exceptional Opportunity - Two Properties Sold Together in Tremont Offered together, these two adjoining Tremont properties create a rare and versatile coastal Maine compound. The package includes a seasonal waterfront cottage with direct shoreline access and expansive water views, paired with a larger year-round residence set just inland. The waterfront cottage offers a classic Maine camp experience, ideal for seasonal use, guests, or rental potential. The second home provides the primary living space with multiple bedrooms and a traditional layout suitable for year-round living, extended stays, or multi-generational use. Adding to its appeal, the inland residence is believed to date to the Civil War era (circa 1861-1865) and is known locally as the former Harbor View House. Rich in West Tremont history, the property has ties to the community's maritime past and was once associated with a general store built from lumber salvaged from shipwrecks. Over the years, it has served as a gathering place for local residents and has been stewarded by several well-known area families, offering a unique connection to the heritage of Mount Desert Island. Conveniently located in Tremont with easy access to Mount Desert Island, Acadia National Park, and surrounding villages, this is a rare chance to own a coastal Maine property package combining waterfront enjoyment, year-round living, and a remarkable piece of local history.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
8/10

Construction

Condition

  • Year built: 1864

Materials

  • Foundation: Slab,Poured Concrete,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: TREMM004L032
  • Zoning: RR/Shoreland

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Goose Creek
  • Frontage length: Waterfrontage: 109,Waterfrontage Owned: 109

Lot

  • Lot size: 1.83 Acres
  • Features: Rural,Open Lot

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $348$4,176
Property Taxes $548$6,576
Electricity $244$2,930
Total$4,654$55,848

Income You'd Need if You Spent...

35% on housing$159,565/yr
40% on housing$139,620/yr
45% on housing$124,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 04612$426
Hancock County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 04612
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$695,000
2026-07-28Contingent$695,000
2026-06-26Listed for sale$695,000

For Sale by Agent

BrokeragePortside Real Estate Group

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