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506 Main St, Houlka, MS, 38850

4beds
2baths
1,710sqft
$125,900
$74price/sqft
$1,000/moest. monthly cost
$40,000/yrincome needed

About This Home

ENTIRELY renovated 4 bedroom, 2 bathroom house on a quarter-acre Main Street corner in Houlka. Updates include new plumbing, electrical, flooring, windows, kitchen cabinets, appliances and paint. All information deemed reliable but subject to verification.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
Houlka Attendance CenterGrades PK-120.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Property

Details

  • Parcel number: 3024F1807100

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 132 x 78

Parking

  • Total spaces: 1
  • Parking features: No Garage
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Lightning
Tornado
Drought
Earthquake
Hail
Ice Storm

FEMA Declared Disasters in Chickasaw County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $636$7,632
Home Insurance *$128$1,536
Property Taxes $44$528
Electricity $192$2,304
Total$1,000$12,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,285/yr
40% on housing$30,000/yr
45% on housing$26,666/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 38850$269
Chickasaw County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 38850
Chickasaw County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$125,900
2026-05-06Listing removed$125,900
2026-04-30Listed for sale$125,900
2026-04-30Listing removed$141,500
2026-01-23Listed for sale$141,500
2024-05-31Sold--
2024-02-20Price change$83,000
2023-12-05Listed for sale$87,500

For Sale by Agent

AgentMatt Parrish
BrokerageParrish Realty Office

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