13 Smith St, Churubusco, NY, 12923
About This Home
A beautifully updated home offering comfort, style, and small-town charm. This move-in-ready property features a thoughtfully remodeled interior with modern finishes while maintaining its cozy appeal. Recent updates include refreshed flooring, updated kitchen and bath, and a bright, inviting layout that makes everyday living easy. Enjoy spacious living areas filled with natural light, well-proportioned bedrooms, and a functional floor plan perfect for both relaxing and entertaining. Outside, the manageable yard provides space to unwind, garden, or host summer gatherings. Conveniently located near local amenities while still offering a quiet neighborhood setting, this home is an excellent opportunity for first-time buyers, those looking to downsize, or anyone seeking a turnkey property in the North Country. Don't miss your chance to own this updated Churubusco home and schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1888
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Range,Dishwasher,Electric Water Heater,ENERGY STAR Qualified Refrigerator,Free-Standing Electric Oven,Ice Maker
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,509
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 1,509
- Total interior livable area: 1,509 sqft
Property
Details
- Parcel number: 38.1146
- Zoning: Residential
Features
- Levels: One and One Half
- Stories: 1
- Frontage type: Other
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 55x150
Parking
- Total spaces: 5
- Parking features: Garage,Open
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Earthquake
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clinton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $1,033 | $12,396 |
| Property Taxes | $208 | $2,496 |
| Electricity | $249 | $2,992 |
| Total | $2,197 | $26,364 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $145,000 |
| 2026-03-16 | Listed for sale | $150,000 |
| 2026-03-13 | Pending sale | $150,000 |
| 2026-02-09 | Listed for sale | $150,000 |
| 2016-06-13 | Listing removed | $75,500 |
| 2016-01-27 | Price change | $75,500 |
| 2011-05-18 | Listed for sale | $59,900 |
| 2010-12-30 | Listing removed | $67,000 |
| 2010-07-15 | Price change | $67,000 |
| 2010-02-02 | Price change | $68,500 |
| 2009-11-05 | Price change | $69,900 |
| 2009-08-18 | Price change | $74,900 |
| 2009-04-07 | Listed for sale | $79,900 |
For Sale by Agent
View on Zillow