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5071 Ruskin Ave, Saint Louis, MO, 63115

4beds
1baths
3,400sqft
$89,000
$26price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

Great value-add opportunity in the Mark Twain area of St. Louis. This 4-family property features four 1-bedroom, 1-bath units and offers strong potential for investors looking for a fixer-upper or renovation project. While the building does need updates, some existing finishes provide a solid starting point for improvements. With the right vision, this property can be transformed into a strong income-producing asset. Ideal for investors seeking a renovation project, rental portfolio addition, or long-term value appreciation in the St. Louis market. Please contact co-listing agent for all questions or requests regarding this listing.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
1/10
Vashon High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1

Features

  • Finished area above ground: 3,400

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Property

Details

  • Parcel number: 50860004300
  • Special condition: Listing As Is

Lot

  • Lot size: 5,205 sqft

Parking

  • Parking features: Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$740$8,880
Property Taxes $76$912
Electricity $259$3,115
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$34
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$99,000
2023-01-20Sold--
2022-05-02Sold--
2021-11-18Sold--
2021-08-17Listed for sale$50,000
2021-07-06Contingent$50,000
2021-06-25Listed for sale$50,000
2021-06-14Listing removed--
2021-06-11Listed for sale$60,600
2021-05-17Contingent$60,600
2021-05-04Listed for sale$60,600
2021-04-27Contingent$60,600
2021-04-23Price change$60,600
2021-04-22Listed for sale$79,000
2021-04-10Contingent$79,000
2021-03-11Listed for sale$79,000

For Sale by Agent

AgentLynne G Hart
BrokerageReal Broker LLC

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