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183 Blanche Rd, Merrill, NY, 12955

1beds
1baths
960sqft
$102,000
$106price/sqft
$984/moest. monthly cost
$39,360/yrincome needed

About This Home

Cozy Adirondack Retreat Near Chateaugay Lake Nestled on a serene half-acre corner lot with a charming rock wall just minutes from beautiful Chateaugay Lake and steps from the popular Owl's Nest Restaurant, and close to atv/snowmobile trail's this charming single-family home offers a peaceful retreat in a prefect setting. Featuring 1 spacious bedroom set up as bunk room, 1 bathroom this home provides comfortable accommodations for guests or a growing family. The open concept living area and large kitchen offer plenty of room to relax, entertain, or enjoy quiet evenings by the propane fireplace. A fuel oil monitor heater adds an additional heat source, making this a cozy four-season getaway. Detached 2-car garage perfect for storage or workshop use, Oversized dry crawl space with a 300-gallon water tank and pump system to supply the home. Power available through NYSEG or enjoy the flexibility of running the home via generator. While this property could require power reconnection, it's an ideal opportunity for someone looking for an affordable getaway, hunting cabin, atv/ snowmobile camp or seasonal rental potential in the North Country.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Oven
  • Laundry features: In Bathroom,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Carpet
  • Level: First
  • Area: 112
  • Dimensions: 14 x 8

Bedroom

  • Features: Carpet
  • Level: First
  • Area: 210
  • Dimensions: 14 x 15

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Carpet
  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Living Room

  • Features: Carpet
  • Level: First
  • Area: 408
  • Dimensions: 24 x 17

Property

Details

  • Parcel number: 155.211
  • Zoning: Residential

Features

  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot
  • Lot size dimensions: 107.25 x 181

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Earthquake
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $515$6,180
Home Insurance *$71$852
Property Taxes $152$1,824
Electricity $246$2,954
Total$984$11,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,737/yr
40% on housing$29,520/yr
45% on housing$26,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 12955
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12955$314
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-11Listed for sale$102,000
2018-11-03Sold$190,000
2018-08-14Pending sale$200,000
2018-08-04Listed for sale$200,000
2018-07-29Pending sale$200,000
2018-06-27Listed for sale$200,000
2016-06-08Listing removed$219,000
2015-11-12Listed for sale$219,000
2001-10-12Sold$5,300

For Sale by Agent

AgentAdisyn Sample
BrokerageCentury 21 The One

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