45586 Lois Ln, Wellesley Island, NY, 13640
About This Home
Check out this INCREDIBLE location of this main shipping channel view property on Wellesley Island with 180-degree views!!! This "Point" is truly one of a kind and you feel like you are right on top of the river!!! This sweet older Historic Home has had 2 additions and many renovations! Open floor plan on main level, master suite with bath, large living areas with Gas Fireplace and amazing views!!!! Truly amazing views everywhere! 3 bedrooms/bath upstairs, plenty of space, 2 car garage, 2 sheds and a nice docking area for multiple boats!! Quiet and small private drive plus located close to the Golf Course, hardware store and more!! Enjoy protected boating in the bay directly off the channel and a quick boat ride to all your favorite hot spots! Call today for more info and your private viewing!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Kitchen/Family Room Combo
- Flooring: Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Propane,Hot Water
Interior Area
- Total structure area: 1,604
- Total interior livable area: 1,604 sqft
Property
Details
- Parcel number: 2222890060120001048000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,River Access,Stream
- Waterbody name: Saint Lawrence Seaway
- Frontage length: 260
Lot
- Lot size: 0.50 Acres
- Features: Irregular Lot
- Lot size dimensions: 393 x 55
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $934 | $11,208 |
| Electricity | $265 | $3,180 |
| Total | $5,840 | $70,080 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $849,900 |
| 2026-06-26 | Price change | $899,900 |
| 2026-05-17 | Listed for sale | $969,900 |
| 2017-09-10 | Sold | $320,000 |
| 2013-06-19 | Sold | $265,000 |
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