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98 Applegate Way, Chesterfield, NJ, 08515

4beds
3baths
2,998sqft
$879,000
$293price/sqft
$6,540/moest. monthly cost
$261,600/yrincome needed

About This Home

Welcome to 98 Applegate Way — Where Upgrades Meet Everyday Living Some homes check the boxes. This one redefines them. Nestled in Traditions at Chesterfield — one of Burlington County's most desirable communities — this stunning 4-bedroom, 2.5-bath Roanoke model colonial offers nearly 3,000 sq ft of premium living space, a fully paid-off solar system, and an upgrade list that puts most new construction to shame. Whether you're a growing family, a remote worker, or a buyer who simply refuses to compromise, 98 Applegate Way was built for you. Your Electric Bill? Gone. The fully owned solar panel system transfers free and clear — no loan, no lease, no catch. It virtually eliminates your monthly electric bill and generates approximately $1,000 in NJ TREC cash back every 14–15 months. With NJ utility rates climbing significantly in 2025, this single feature translates to thousands of dollars in annual savings from the moment you close. A Kitchen Designed to Impress: The gourmet kitchen is a full step above builder standard in every way: Westbury soft-close cabinetry, granite countertops with upgraded edge profile, wall oven and gas cooktop layout, 30" range hood, wall oven/microwave combo, upgraded dishwasher, and an undermount single-basin sink with disposal. Whether you're hosting dinner parties or Sunday morning pancakes, this kitchen delivers. Spaces That Flow, Light That Stays: The open-concept main floor moves effortlessly from the grand two-story foyer through formal living and dining rooms into a family room anchored by a granite fireplace surround. Recessed lighting and zebra blinds throughout keep every room bright, airy, and polished. Upstairs, the primary suite is your personal retreat — two walk-in closets, ceiling fan, WiFi-enabled switches, and a spa-like bath with a corner whirlpool tub. Three additional bedrooms, each with blackout blinds and ceiling fan wiring, share a full bath alongside a convenient second-floor laundry room. Smart Home, Smarter Living: This home thinks ahead so you don't have to. Nest thermostats, Nest doorbell and backyard camera, WiFi-enabled bedroom switches, internet LAN ports throughout, a tankless water heater, and a whole-home water softener and filtration system — all included, all ready to go. Your Backyard, Your Rules: Step outside to a 450 sq ft poured concrete patio built for entertaining, dining, or simply unwinding. The fully fenced yard delivers the privacy and security families love, while the 2-car garage — with epoxy floors, insulated door, and 2 additional driveway spots — keeps everything organized and protected. 1,500 Sq Ft of Untapped Potential: The unfinished basement is one of this home's most exciting opportunities. With 9-foot ceilings (a structural upgrade), French door entry, and rough plumbing already in place for a full bath, it's ready for whatever you envision — home theater, gym, in-law suite, or the ultimate rec room. Finish it and add over 1,100 sq ft of living space for a fraction of what a larger home would cost. Peace of Mind, Built In The structural warranty is valid through 2029 and HVAC manufacturer warranties are fully registered. This home was built right and maintained with care — so you can move in with confidence and stay for years. Location That Connects You to Everything: Walking distance to Chesterfield Elementary School and The Shops at Old York Village. Easy access to NJ Turnpike, Routes 195, 295, and 130. Just 30 minutes to the Jersey Shore and under an hour to both NYC and Philadelphia.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Trash compactor,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Concrete,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,998 sqft

Property

Details

  • Parcel number: 070020622800006

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 5,706 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$250$3,000
Property Taxes $1,516$18,192
Electricity $330$3,965
Total$6,540$78,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,228/yr
40% on housing$196,200/yr
45% on housing$174,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 08515$420
Burlington County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 08515$276
Burlington County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$879,000
2019-12-27Sold$513,005

For Sale by Owner

AgentProperty Owner

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