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25 Pine Grove Street, Woodstock, NY, 12498

2beds
2baths
1,440sqft
$795,000
$552price/sqft
$5,557/moest. monthly cost
$222,280/yrincome needed

About This Home

Streamside tranquility meets Village of Woodstock convenience in this beautifully renovated waterfront home. With Tannery Brook frontage extending to the centerline of the waterway, a sprawling deck overlooking the brook, and a stone stairway leading down to the water's edge, the setting is nothing short of enchanting. Inside, soaring 12.5-foot cathedral ceilings, expansive clerestory windows, and walls of glass flood the home with natural light and blur the line between indoors and out. Gray-stained oak floors run throughout the open-concept living and dining spaces, while custom built-in seating doubles as additional guest accommodations when needed. Large doors open directly to the deck for effortless entertaining beside the water. The kitchen is built for real cooking and easy gathering: stainless appliances, silestone quartz countertops, and a breakfast bar that keeps the cook in the conversation. Bedrooms sit at opposite ends of the home -- a layout that delivers genuine privacy for owners and guests alike while also lending itself well to short-term rental use. Each bedroom has its own ensuite bath; one features a Kohler soaking tub, the other a walk-in shower. A covered front porch, gated driveway, and architectural stone-and-wood fencing create a welcoming arrival, while multiple outdoor spaces invite you to settle in beside the water. Open the windows at night and fall asleep to the sound of the stream -- all while being steps from Woodstock's cafés, shops, galleries, and Village Green. Municipal water and a town-maintained septic system add convenience and peace of mind. An active owner-occupied short-term rental permit offers flexibility as a full-time residence, weekend retreat, or income-producing investment. Formerly configured as a two-family residence, the home's flexible layout may offer the potential for future conversion back to a duplex, subject to municipal approvals. Tucked where two streams converge and moments from the heart of town, this is Catskill living at its best.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
9/10
Onteora Middle SchoolGrades 6-88.0 mi
7/10
Onteora High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Refrigerator,Free-Standing Electric Range,Dishwasher
  • Laundry features: Upper Level

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Kitchen Island,Open Floorplan
  • Door features: Sliding Doors
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 27.55714.100
  • Zoning: HR

Features

  • Levels: Bi-Level
  • Patio & porch: Deck,Front Porch
  • Fencing: Front Yard
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: Tannery Brook

Lot

  • Lot size: 9,147 sqft
  • Features: Near Public Transit

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$219$2,628
Property Taxes $1,073$12,876
Electricity $246$2,954
Total$5,557$66,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,525/yr
40% on housing$166,710/yr
45% on housing$148,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$552This listing

vs Other Active Listings

Avg $/sqft

ZIP 12498$395
Ulster County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12498$387
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$795,000
2026-06-04Listed for sale$839,000
2024-06-12Listing removed$895,000
2024-04-24Price change$895,000
2024-04-17Listed for sale$995,000
2019-05-07Sold$498,000
2017-06-30Sold$305,000

For Sale by Agent

AgentIta McAteer
BrokerageBHHS HUDSON VALLEY PROP-WDST

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