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6 Haynes Ter, Peru, NY, 12972

4beds
3baths
2,348sqft
$419,000
$178price/sqft
$3,300/moest. monthly cost
$132,000/yrincome needed

About This Home

Beautiful, victorian style home with 4 bedrooms and 3 full baths located in Peru School District. Situated on nearly an acre in a quiet subdivision. Eat-in kitchen as well as a formal dining room. Primary suite has an office (or whatever you'd like) with plenty of natural light. Finished basement area adds a family room and workout or play space. Showings allowed Wed thru Sun 9am to 1pm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Peru Intermediate SchoolGrades PK-52.3 mi
4/10
Peru Middle SchoolGrades 6-82.2 mi
6/10
Peru Senior High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space,Sump Pump

Bedroom2

  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 154
  • Dimensions: 14 x 11

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Features: Hardwood
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Family Room

  • Features: Carpet
  • Level: Lower
  • Area: 182
  • Dimensions: 13 x 14

Features

  • Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Vinyl Clad Windows
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 400
  • Finished area above ground: 1,948

Heating

  • Heating features: Hot Water,Oil

Interior Area

  • Total structure area: 2,948
  • Total interior livable area: 2,348 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 112
  • Dimensions: 14 x 8

Living Room

  • Features: Carpet
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Master Bathroom

  • Features: Vinyl
  • Level: Second
  • Area: 81
  • Dimensions: 9 x 9

Master Bedroom

  • Features: Carpet
  • Level: Second
  • Area: 182
  • Dimensions: 13 x 14

Office

  • Features: Carpet
  • Level: Second
  • Area: 132
  • Dimensions: 11 x 12

Other

  • Features: Vinyl
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Other

  • Features: Carpet
  • Level: Lower
  • Area: 99
  • Dimensions: 11 x 9

Other

  • Features: Carpet
  • Level: Lower
  • Area: 110
  • Dimensions: 11 x 10

Property

Details

  • Parcel number: 269.318

Features

  • Levels: Three Or More
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 0.86 Acres
  • Features: Back Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage Faces Front,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$169$2,028
Property Taxes $625$7,500
Electricity $388$4,656
Total$3,300$39,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,142/yr
40% on housing$99,000/yr
45% on housing$88,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 12972$140
Clinton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 12972$170
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$449,000
2002-03-20Sold$131,000
1998-09-23Sold$121,500

For Sale by Agent

AgentPatrick Holcombe
BrokerageCentury 21 The One

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