2978 Main St, Peru, NY, 12972
About This Home
Well-maintained home offering plenty of space and versatility. The spacious, bright living room flows into a formal dining room, creating a welcoming layout for everyday living and entertaining. The kitchen features ample cabinet and storage space. A large first-floor bedroom and convenient full bathroom add flexibility and ease. Upstairs offers three additional bedrooms, a full bathroom, a cozy family room, and office space complete with a built-in sink and storage. The detached two-car garage includes a large workshop and abundant storage space above. Conveniently located close to schools, shopping, and restaurants.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1850
Materials
- Foundation: Stone
- Roof: Asphalt,Rubber,Slate
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom
- Features: Vinyl
- Level: First
- Area: 42
- Dimensions: 7 x 6
Bathroom
- Features: Vinyl
- Level: Second
- Area: 36
- Dimensions: 6 x 6
Bedroom1
- Features: Carpet
- Level: First
- Area: 190
- Dimensions: 19 x 10
Bedroom2
- Features: Carpet
- Level: Second
- Area: 110
- Dimensions: 11 x 10
Bedroom3
- Features: Carpet
- Level: Second
- Area: 192
- Dimensions: 16 x 12
Bedroom4
- Features: Carpet
- Level: Second
- Area: 160
- Dimensions: 16 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Carpet
- Level: First
- Area: 204
- Dimensions: 17 x 12
Family Room
- Features: Carpet
- Level: Second
- Area: 187
- Dimensions: 17 x 11
Features
- Storage
- Window features: Double Pane Windows
- Finished area below ground: 0
- Finished area above ground: 2,441
Heating
- Heating features: Hot Water,Oil
Interior Area
- Total structure area: 2,441
- Total interior livable area: 2,441 sqft
Kitchen
- Features: Vinyl
- Level: First
- Area: 204
- Dimensions: 17 x 12
Laundry
- Features: Vinyl
- Level: First
- Area: 49
- Dimensions: 7 x 7
Living Room
- Features: Carpet
- Level: First
- Area: 255
- Dimensions: 17 x 15
Office
- Features: Carpet
- Level: First
- Area: 60
- Dimensions: 10 x 6
Office
- Features: Carpet
- Level: Second
- Area: 72
- Dimensions: 12 x 6
Property
Details
- Parcel number: 280.1514
Features
- Levels: Two
- Patio & porch: Front Porch,Screened
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,098 sqft
- Features: Cleared
- Lot size dimensions: 36 x 170
Parking
- Parking features: Paved
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clinton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $357 | $4,284 |
| Electricity | $403 | $4,840 |
| Total | $2,069 | $24,828 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $239,995 |
| 2026-05-18 | Listed for sale | $259,995 |
View on Zillow