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35 Knob Hill Rd, Peru, NY, 12972

4beds
3baths
2,000sqft
$379,995
$190price/sqft
$2,970/moest. monthly cost
$118,800/yrincome needed

About This Home

Nice raised ranch set on 1.4 acres with beautiful mountain views. The spacious living room features a cozy propane fireplace, great for relaxing. The large kitchen is equipped with granite countertops, a gas cooktop, and KraftMaid cabinetry, offering both style and functionality. A sliding door from the dining area opens to a bright and inviting four-season sunroom, ideal for year-round enjoyment. The primary bedroom includes a private bathroom with tiled shower. The finished basement adds valuable living space with a family room, fourth bedroom, and a convenient half bath with laundry. Complete with a two-car attached garage, large outbuilding. This home offers comfort, space, and scenic surroundings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Peru Intermediate SchoolGrades PK-53.9 mi
4/10
Peru Middle SchoolGrades 6-83.8 mi
6/10
Peru Senior High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Oven,Refrigerator
  • Laundry features: In Basement,In Bathroom

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Ceramic Tile
  • Level: First
  • Area: 35
  • Dimensions: 7 x 5

Bathroom

  • Features: Carpet
  • Level: Basement
  • Area: 98
  • Dimensions: 14 x 7

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Bedroom4

  • Features: Carpet
  • Level: Basement
  • Area: 169
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 128
  • Dimensions: 16 x 8

Family Room

  • Features: Carpet
  • Level: Basement
  • Area: 209
  • Dimensions: 19 x 11

Features

  • Granite Counters
  • Door features: Sliding Doors
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 780
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Living Room

  • Features: Carpet
  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Master Bathroom

  • Features: Ceramic Tile
  • Level: First
  • Area: 49
  • Dimensions: 7 x 7

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Office

  • Features: Carpet
  • Level: Basement
  • Area: 104
  • Dimensions: 13 x 8

Other

  • Features: Luxury Vinyl
  • Level: First
  • Area: 324
  • Dimensions: 27 x 12

Property

Details

  • Parcel number: 281.119

Features

  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.40 Acres
  • Features: Cleared,Many Trees,Views

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$153$1,836
Property Taxes $566$6,792
Electricity $330$3,966
Total$2,970$35,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,828/yr
40% on housing$89,100/yr
45% on housing$79,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 12972$139
Clinton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 12972$170
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$399,995
2026-04-03Listed for sale$419,995
1996-10-23Sold$100,000

For Sale by Agent

AgentBrandy McDonald
BrokerageCentury 21 The One

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