530 Montgomery Lane, Port Ludlow, WA, 98365
About This Home
Beautifully maintained one-owner home built in 2019, offering 2 bedrooms and 2.25 bathrooms in a desirable Port Ludlow setting. Located on a corner lot, this light-filled home features an open-concept layout designed for comfortable living and easy entertaining. Built with ADA-accessible features, the home provides enhanced ease of use and thoughtful functionality throughout.The modern kitchen flows seamlessly into the main living spaces, while both bedrooms offer privacy and comfort. Enjoy the benefits of newer construction with quality finishes and low-maintenance living. The additional quarter bath adds convenience for guests.Ownership includes access to The Beach Club at Port Ludlow, featuring a pool, fitness center, and waterfront amenities—ideal for a full-time residence or a peaceful getaway. Pre-inspected for your convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 2019
Materials
- Foundation: Poured Concrete
- Roof: Metal
- Construction materials: Cement Planked,Cement Plank
Notable Dates
- Major remodel year: 2019
Other
- Builder name: Whitey Johnson
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: To the left of back door inside
Basement
- Basement: None
Bathroom Full
- Level: Main
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Main
Features
- Bath Off Primary,Dining Room
- Flooring: Laminate
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,760
- Total interior livable area: 1,760 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Bath,Accessible Bedroom,Accessible Central Living Area,Accessible Entrance,Accessible Kitchen,Accessible Utility
Details
- Parcel number: 990400263
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary,Dining Room,Walk-In Closet(s),Water Heater
- Has view: Yes
- View description: Ocean,Partial
- Has water view: Yes
- Water view: Ocean
- Topography of land: Level
- Residential vegetation: Garden Space,Wooded
Lot
- Lot size: 0.44 Acres
- Features: Adjacent to Public Land,Corner Lot,Cul-De-Sac,Paved,Cable TV,Deck,High Speed Internet,Patio
Parking
- Total spaces: 485
- Parking features: Driveway,Attached Garage
- Has garage: Yes
- Covered spaces: 485
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Winter Weather
- Coastal Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $419 | $5,028 |
| Electricity | $149 | $1,793 |
| Total | $3,866 | $46,392 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $675,000 |
| 2018-10-22 | Sold | $43,000 |
| 2007-05-15 | Sold | $90,000 |
| 2005-10-04 | Sold | $50,000 |
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