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29 SE 895th Ave, Old Town, FL, 32680

1beds
1baths
1,080sqft
$145,000
$134price/sqft
$1,345/moest. monthly cost
$53,800/yrincome needed

About This Home

Waterfront Gem in Historic Suwannee, Florida – Affordable Canal-Front Opportunity! Discover an incredible chance to own freshwater canal-front property in the heart of charming, laid-back Suwannee, right in the Nature Coast's premier fishing and boating paradise. This single-wide mobile home sits directly on a serene freshwater canal with an existing seawall, providing seamless access for kayaks, canoes, small boats, and endless waterfront adventures. Step onto the covered porch overlooking peaceful water views, the perfect spot for morning coffee, evening relaxation, or watching the sunset paint the canal gold. Utilities are already connected, so you can move in, start renovations, or begin enjoying the lifestyle immediately. The interior offers solid bones but needs some love: no appliances, minor cabinet damage, and general TLC required — that's why it's priced to sell AS-IS. Ideal for savvy investors, hands-on DIY enthusiasts, or anyone ready to transform this into their dream fishing camp, weekend escape, or personalized waterfront retreat. Suwannee delivers that rare Old Florida charm, world-class freshwater and saltwater fishing, tranquil boating, pristine natural landscapes, and a relaxed vibe that's hard to find elsewhere. With waterfront properties in this area often commanding higher prices, this is a rare, affordable entry into coastal living on the Nature Coast. Bring your vision, tools, and imagination. This canal-front diamond in the rough is ready for its next chapter. Schedule your private showing today and start living the Suwannee dream!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-720.2 mi
2/10
Dixie County High SchoolGrades 8-1220.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s)
  • Window features: Single Pane
  • Flooring: Vinyl
  • Fireplace features: None

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Master Bathroom

  • Features: Combo Tub & Shower

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 191312299400033940

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Seawall,Canal Access,Canal Front
  • Frontage length: Waterfront Footage: 50
  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Lot size: 5,706 sqft
  • Features: Interior Lot,Typical

Parking

  • Parking features: Open,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$123$1,476
Property Taxes $292$3,504
Electricity $197$2,366
Total$1,345$16,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,114/yr
40% on housing$40,350/yr
45% on housing$35,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 32680$160
Dixie County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 32680
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$145,000
2017-06-22Sold$57,000

For Sale by Agent

AgentLianne Leblanc
BrokerageSuwannee Realty (Suwannee)

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