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1157 Mountain Shadows Dr, Cleveland, GA, 30528

1beds
1baths
1,044sqft
$139,900
$134price/sqft
$1,254/moest. monthly cost
$50,160/yrincome needed

About This Home

This is a fithwheel with a screened in side porch, a built on sunroom that can also be a 2nd bedroom, all under a roofover. It has a 20 X 9 back deck which was redone in 2020 and a really extra large backyard that is great for entertaining lots of foilage, a firepit etc... Very close to the lake almost in your back yard. Plenty of parking up front with lots of plants and flowering plants. New heat and air was put in 2023. This is all located in a gated resort with a clubhouse, indoor and outdoor pools, walking trails, putt putt, a chapel, stables, country store, diner and much more

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
8/10
White County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,044

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 1,044 sqft

Property

Details

  • Parcel number: 031F 112

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Seasonal View

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Sloped

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$74$888
Property Taxes $254$3,048
Electricity $219$2,637
Total$1,254$15,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,994/yr
40% on housing$37,620/yr
45% on housing$33,440/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$155
White County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$139,900
2019-12-02Sold$30,000

For Sale by Agent

AgentShari L Wintermute
BrokerageMountain Country Realty LLC

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