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493 Vista View Pl, Cleveland, GA, 30528

1beds
1baths
2,300sqft
$323,500
$141price/sqft
$2,617/moest. monthly cost
$104,680/yrincome needed

About This Home

Tucked away on nearly 2 acres of private, wooded land, this creekside 1BR/1BA rustic cabin offers a rare blend of serenity, character, and proven income record-just 10 minutes from the charm, dining, and attractions of Helen. Set alongside a quiet creek, the property provides a peaceful natural setting with a true sense of privacy and seclusion. The open-concept interior features a fully equipped kitchen, exposed wood beams, and a cozy gas-burning stone fireplace that anchors the living space with warmth and ambiance. A luxurious couple's jacuzzi-style soaking tub and pool table add both relaxation and entertainment appeal. Step outside to a screened-in porch and open deck, where you can unwind in the hot tub, enjoy the wooded surroundings, or gather around the firepit near the creek for a more immersive outdoor experience. Offered fully furnished and turnkey, the home includes ample parking and recent upgrades such as new HVAC units, water heater, jacuzzi spa, and a concrete driveway and parking area. A true private retreat with quick access to Helen's restaurants, shops, and year-round attractions, this cabin is ideal as a personal getaway, easy income-producing investment, or a seamless combination of both. Currently operating as an active short-term rental with a valid White County license-an increasingly rare opportunity under current county limitations. NO HOA.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
6/10
8/10
White County High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Mixed Use,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Master On Main Level,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,300
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Breakfast Room,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 073C 114B

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Screened
  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: None
  • Frontage type: River
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.94 Acres
  • Features: Open Lot,Private

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,635$19,620
Home Insurance *$171$2,052
Property Taxes $588$7,056
Electricity $223$2,681
Total$2,617$31,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,725/yr
40% on housing$78,510/yr
45% on housing$69,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$154
White County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$323,500
2026-07-06Listed for sale$327,500
2022-01-26Sold$225,000
2021-09-29Sold$457,500

For Sale by Agent

AgentJoanna Krauz
BrokerageKeller Williams Realty Atl. Partners

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