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840 Ridge Rd, Monmouth Junction, NJ, 08852

5beds
5baths
0sqft
$1,595,000
--price/sqft
$11,452/moest. monthly cost
$458,080/yrincome needed

About This Home

Stunning new construction- Colonial showcasing exceptional craftsmanship, modern design and luxury finish throughout. Featuring impressive 9-foot ceilings throughout the first floor, second floor, and basement. A dramatic two-story foyer welcomes you into this beautifully designed home featuring Brazilian cherry hardwood flooring, elegant formal living room and dining rooms and a spectacular tow-story family room with a gas fireplace, recessed lighting and an abundance of natural light. The gourmet kitchen is the heart of the home, offering a large center island, stainless steel appliances, marble backsplash, huge pantry, water filtration system and a spacious breakfast area with sliding doors leading to the deck. The first floor also features a private bedroom, full bathroom with floor to ceiling tile, and a dedicated library or home office, providing flexibility for guests or multi-generational living. Upstairs, the luxurious primary suite boasts a tray ceiling, oversized windows, two big closets and a spa-inspired bathroom with Jucuzzi tub, separate shower and premium finish. Additional bedrooms offer recessed lighting, generous closet space and access to beautifully appointed bathrooms, including a Jack-and-Jill bath and a private en-suite bath. Designed with comfort and convenience in mind, this home also features second-floor laundry, custom Tella windows, upgraded electrical and plumbing systems, two-zone heating and cooling, whole house air filtration system, an oversized garage, aluminum deck, pull-down attic access and a full basement with Brazilian cherry staircase, sump pump and abundant storage space. This house has 2 electric panels and Tesla Electric charger too. Close to major roads, near shopping centers, restaurants, entrance to turnpike and South Brunswick school system, this exceptional home is ready to exceed expectations.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
Crossroads NorthGrades 6-83.6 mi
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Range,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Bath Half, Daylight

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • 1 Bedroom,Entrance Foyer,Kitchen,Library/Office,Living Room,Bath Full,Dining Room,Family Room,2 Bedrooms,3 Bedrooms,4 Bedrooms,Bath Main,None
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Kitchen Exhaust Fan, Kitchen Island, Pantry

Property

Details

  • Parcel number: 210008100008215

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Features: Near Shopping,Wooded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,3 Cars Deep,Asphalt,Garage,Attached,Built-In Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$549$6,588
Property Taxes $2,645$31,740
Electricity $193$2,318
Total$11,452$137,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,640/yr
40% on housing$343,560/yr
45% on housing$305,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08852$375
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08852$328
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$1,495,000
2026-07-03Price change$1,595,000
2026-06-27Listed for sale$1,675,000
2020-01-02Listing removed$165,000
2019-11-26Listed for sale$165,000
2019-11-14Pending sale$165,000
2019-10-31Listed for sale$165,000
2019-10-26Pending sale$165,000
2019-08-06Price change$165,000
2019-08-04Listed for sale$175,000
2018-07-31Sold$100,000

For Sale by Agent

AgentRICHARD J. ABRAMS
BrokerageCENTURY 21 ABRAMS & ASSOCIATES

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