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184 Tom Miller Rd, Plattsburgh, NY, 12901

4beds
1baths
3,208sqft
$396,000
$123price/sqft
$3,296/moest. monthly cost
$131,840/yrincome needed

About This Home

Multi use opportunity with this property. Currently being used as residence but is zoned T4 and could be used in a commercial setting. Living and dining room with original hardwood floors, 4 bedrooms, kitchen, and bath all on one level.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Beekmantown High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Master Downstairs
  • Window features: Other
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 1,708

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,408
  • Total interior livable area: 3,208 sqft

Property

Details

  • Parcel number: 206.237
  • Zoning: Mixed

Features

  • Levels: One
  • Patio & porch: Porch,Side Porch
  • Exterior features: Garden
  • Spa features: None
  • Fencing: Perimeter,Wood
  • Has view: Yes
  • View description: Neighborhood
  • Frontage type: Other
  • Topography of land: Level

Lot

  • Lot size: 0.70 Acres
  • Features: Back Yard,Garden,Level,Many Trees,Native Plants
  • Lot size dimensions: 200X150

Parking

  • Total spaces: 2
  • Parking features: Common,Driveway,Garage Faces Front,Off Street,Paved,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,002$24,024
Home Insurance *$174$2,088
Property Taxes $590$7,080
Electricity $530$6,361
Total$3,296$39,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,005/yr
40% on housing$98,880/yr
45% on housing$87,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 12901$144
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12901$151
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$396,000
2025-09-30Price change$425,000
2024-10-01Listed for sale$460,000

For Sale by Agent

AgentScott Aguglia
BrokerageFesette Realty, LLC

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