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1310 Tower Hill PASS, Whitewater, WI, 53190

5beds
3baths
3,014sqft
$440,000
$146price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Welcome to this spacious 5-bedroom, 3-bathroom home designed for comfortable living. The open floor plan creates a bright, inviting atmosphere, with an expansive formal dining area. Kitchen includes stainless steel appliances, pantry, island, and beautiful cabinetry. The primary suite features a private ensuite bathroom and a generous walk-in closet. Newer finished basement provides 3 additional bedrooms and a large family room. Step onto your patio and enjoy an expansive backyard overlooking a peaceful field, offering privacy and scenic views. Conveniently located just steps from a neighborhood playground, this home combines space and functionality in an exceptional setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
4/10
Whitewater Middle SchoolGrades 6-81.4 mi
4/10
Whitewater High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: 6-10 Years
  • Year built: 2016

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: 8'+ Ceiling,Finished,Full,Full Size Windows,Concrete,Exposed

Bathroom

  • Features: Tub Only,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Lower
  • Area: 234

Bedroom4

  • Level: Lower
  • Area: 182

Bedroom5

  • Level: Lower
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 192

Features

  • Pantry,Walk-In Closet(s),Kitchen Island
  • Finished area below ground: 1,384
  • Finished area above ground: 1,630

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,014
  • Total interior livable area: 3,014 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 286

Master Bedroom

  • Level: Main
  • Area: 144

Office

  • Level: Main
  • Area: 117

Property

Details

  • Parcel number: 29205153141052
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Living area range: 3001-3500,2501 or more

Lot

  • Lot size: 10,454 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Heated Garage,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$170$2,040
Property Taxes $535$6,420
Electricity $283$3,398
Total$3,212$38,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 53190$156
Jefferson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53190$189
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$440,000
2020-08-18Sold$260,000
2020-06-23Listed for sale$250,000
2014-12-26Sold$15,000

For Sale by Agent

AgentMelissa Nelson
BrokerageRedfin Corporation

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