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21 Emory St, Morrisonville, NY, 12962

5beds
2baths
1,938sqft
$240,000
$124price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

This spacious 5-to-6-bedroom home on a quiet corner lot blends classic charm with smart modern updates and massive investment potential. Perfect for a growing family or a savvy investor, the property features 2 parking areas, a large back yard, fresh interior paint, new carpeting in 3 of the upstairs bedrooms and a completely remodeled full bathroom. The main level offers a large living room with an eye-catching wooden beam, a spacious eat-in kitchen complete with beautiful built-in cabinetry, and two bedrooms - one of which is currently plumbed for convenient main-floor laundry. Upstairs, you will find four generous and versatile bedrooms. The true standout feature of this property is its effortless potential to convert back into a highly profitable duplex. Already dual-metered with separate front and back entrances, the layout allows you to easily add a partition wall to fully separate the living spaces. One of the oversized upstairs bedrooms is already plumbed for water, making a second-floor kitchen conversion simple and straightforward. Outside, the property includes a detached two-car garage - perfect for a workshop or extra storage - plus ample off-street parking that can easily accommodate two separate living units. Whether you choose to enjoy it as a sprawling single-family home or unlock its dual-income potential, you are ideally situated on a peaceful neighborhood street within walking distance of the local post office, and just 10 minutes from Plattsburgh, local colleges, shopping, and dining.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
4/10
Saranac Middle SchoolGrades 6-88.4 mi
6/10
Saranac High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 1886

Materials

  • Foundation: Stone
  • Roof: Asphalt,Rubber
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Freezer,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Sump Pump,Unfinished

Bathroom1

  • Level: First
  • Area: 50.16
  • Dimensions: 6.6 x 7.6

Bathroom2

  • Level: Second
  • Area: 46.24
  • Dimensions: 6.8 x 6.8

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 135.89
  • Dimensions: 12.7 x 10.7

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 138.24
  • Dimensions: 12.8 x 10.8

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 138.24
  • Dimensions: 12.8 x 10.8

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 135.89
  • Dimensions: 12.7 x 10.7

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Built-in Features,Ceiling Fan(s),Master Downstairs
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,938

Heating & Cooling

  • Heating features: Pellet Stove,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,838
  • Total interior livable area: 1,938 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 220.44
  • Dimensions: 13.2 x 16.7

Laundry

  • Features: Vinyl
  • Level: First
  • Area: 114.3
  • Dimensions: 9 x 12.7

Living Room

  • Features: Vinyl
  • Level: First
  • Area: 248.92
  • Dimensions: 19.6 x 12.7

Master Bedroom

  • Features: Vinyl
  • Level: First
  • Area: 147.32
  • Dimensions: 11.6 x 12.7

Other

  • Level: First
  • Area: 51
  • Dimensions: 6.8 x 7.5

Property

Details

  • Parcel number: 219.1511

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,Corner Lot,Few Trees
  • Lot size dimensions: 140.67 x 104.33

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Driveway,Paved,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$95$1,140
Property Taxes $358$4,296
Electricity $320$3,843
Total$1,986$23,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 12962$116
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12962$146
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$240,000
2026-07-09Price change$250,000
2026-06-15Listed for sale$255,000
2025-09-15Listing removed$219,500
2025-08-18Price change$219,500
2025-06-27Price change$224,500
2025-05-30Price change$234,500
2025-04-09Price change$244,900
2025-03-14Price change$254,900
2025-01-31Price change$279,500
2024-12-07Price change$289,500
2024-09-30Price change$299,500
2024-09-15Listed for sale$329,900
1998-06-26Sold$77,500

For Sale by Agent

AgentKatherine Jewell
BrokerageColdwell Banker Whitbeck Assoc. Plattsburgh

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