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1303 N Main St, Elmira, NY, 14901

3beds
1baths
1,600sqft
$115,000
$72price/sqft
$1,138/moest. monthly cost
$45,520/yrincome needed

About This Home

This home is conveniently located near Elmira College, LECOM, Arnot Ogden Medical Center, shopping, restaurants, parks, schools, biking and hiking trail. The 1st floor has kitchen, dining room, living room and bonus room could be a den, office, or a bedroom. The 2nd floor has 3 bedrooms and a full bath, bonus room off one of the bedrooms could be extra storage or office space. A deck area for entertaining and/or relaxing and off-street parking. Tenant occupied please allow 48 hours. Tenant maybe present. No appliances to convey with sale, all tenant owned

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Fassett Elementary SchoolGrades PK-20.3 mi
4/10
Ernie Davis AcademyGrades 7-81.1 mi
3/10
Elmira High SchoolGrades 10-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Blown-In Insulation,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room
  • Flooring: Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 07040007901800030300000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 8,001 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 58 x 138

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$102$1,224
Property Taxes $191$2,292
Electricity $264$3,172
Total$1,138$13,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,017/yr
40% on housing$34,140/yr
45% on housing$30,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$54
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$135,000
2024-08-12Listing removed$83,900
2023-05-01Listing removed--
2023-04-04Listed for sale$83,900
2021-03-20Listing removed--
2021-01-29Listed for sale$68,000

For Sale by Agent

AgentPatricia C. Page
BrokerageWarren Real Estate

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