950 N Main St, Elmira, NY, 14901
About This Home
Welcome to the heart of Elmira! Perfectly positioned just moments from the Elmira College campus, this spacious 4-bedroom, 1.5-bathroom home offers the perfect blend of comfort, convenience, and opportunity. Whether you are looking for a roomy primary residence or a smart addition to your rental portfolio, this property checks all the boxes. Four generous bedrooms provide ample space for all. Say goodbye to hauling baskets up and down stairs—this home features desirable first-floor laundry, making daily chores a breeze. A convenient half-bath on the main floor adds extra utility for guests and daily living. The 1-car detached garage is a major bonus for keeping your vehicle snow-free in the winter or for extra storage and workshop space. Situated centrally in the city, you are walking distance or a short drive to Elmira College, LECOM, downtown dining, and the Clemens Center. With its high-demand location near the college, this property also holds excellent potential for student housing or steady rental income. The combination of 4 bedrooms and a garage at this price point is a rare find in the city. Take a look today!!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Poured
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Separate/Formal Dining Room
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,644
- Total interior livable area: 1,644 sqft
Property
Details
- Parcel number: 07040008901000060310000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway
Lot
- Lot size: 5,575 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 113 x 49
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Chemung County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $627 | $7,524 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $206 | $2,472 |
| Electricity | $271 | $3,260 |
| Total | $1,214 | $14,568 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Price change | $133,000 |
| 2026-03-04 | Price change | $138,500 |
| 2026-01-13 | Price change | $142,000 |
| 2026-01-01 | Price change | $148,500 |
| 2025-12-11 | Listed for sale | $155,000 |
| 2025-11-11 | Sold | $37,000 |
| 2024-08-12 | Listing removed | $122,500 |
| 2023-02-09 | Listing removed | -- |
| 2022-08-30 | Price change | $122,500 |
| 2022-08-10 | Listed for sale | $125,000 |
| 2014-03-04 | Sold | $19,500 |
| 2014-01-04 | Listed for sale | $16,000 |
| 2013-12-10 | Sold | $86,204 |
| 2011-02-01 | Price change | $62,500 |
| 2010-11-18 | Listed for sale | $64,500 |
| 2001-06-29 | Sold | $55,900 |
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