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413 E Washington Ave, Elmira, NY, 14901

4beds
2baths
1,815sqft
$124,900
$69price/sqft
$1,248/moest. monthly cost
$49,920/yrincome needed

About This Home

Beautifully updated 2-story home just under 2,000 sq ft., with new flooring, and paint throughout! This spacious home has off street parking, a large backyard, and is completely move in ready. Featuring an enclosed front porch, beautiful woodwork throughout, formal dining area, new appliances, first floor half bath and a large full bath on the second floor. All this house needs is a new owner!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

--
Diven SchoolGrades PK-20.4 mi
4/10
Ernie Davis AcademyGrades 7-81.5 mi
3/10
Elmira High SchoolGrades 10-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Poured
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room
  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,815
  • Total interior livable area: 1,815 sqft

Property

Details

  • Parcel number: 07040008901100060200000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 5,170 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 42 x 122

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$110$1,320
Property Taxes $208$2,496
Electricity $299$3,599
Total$1,248$14,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,788/yr
40% on housing$37,440/yr
45% on housing$33,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$54
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$139,900
2026-04-10Listing removed$144,900
2025-10-10Listed for sale$144,900
2023-06-26Sold$46,000
2023-03-15Listed for sale$59,900
2022-05-31Sold$5,000

For Sale by Agent

AgentNicholas Magera
BrokerageHoward Hanna Horseheads

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