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10046 Fox Trotter Ln, Midland, NC, 28107

4beds
3baths
2,513sqft
$550,000
$219price/sqft
$3,521/moest. monthly cost
$140,840/yrincome needed

About This Home

Welcome to Cedarvale Farms, one of Midland’s most desirable communities, ideally located just minutes from Locust, Mint Hill, Concord, and Harrisburg. This beautifully maintained ranch-style home offers 4 bedrooms, 3 full baths, and a versatile flex room off the foyer—perfect for a home office, study, or additional living space. Thoughtfully designed with both comfort and functionality in mind, the home features custom closet systems from Closets By Design in every bedroom, along with added storage in the mudroom. The spacious kitchen serves as the heart of the home, showcasing a large center island, granite countertops, stainless steel appliances, tile backsplash, abundant upgraded cabinetry, and a beautifully customized walk-in pantry. The garage is a standout feature, complete with a mini-split system for heating and cooling, plus built-in cabinets and shelving for exceptional organization. Engineered wood flooring flows throughout the main living areas, complemented by elegant architectural details including double crown molding, wainscoting, coffered ceilings, tray ceilings, arched openings, and 8-foot doors—adding timeless character and charm. Additional upgrades include gutter guards designed to keep downspouts clear and help protect the home’s foundation. Also worth mentioning - the front of the home has programmable irrigation. Residents of Cedarvale Farms enjoy a true sense of community with amenities including a pool, gazebo, catch-and-release fishing pond, and an active social committee hosting neighborhood events throughout the year. With low Cabarrus County taxes, a newly built Publix just five minutes away, and convenient access to I-485, this home offers the perfect blend of comfort, convenience, and community—all within the highly rated Cabarrus County School district. Don’t miss this move-in ready opportunity in one of Midland’s premier neighborhoods!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
Bethel ElementaryGrades PK-53.4 mi
10/10
Hickory Ridge MiddleGrades 6-84.2 mi
6/10
Hickory Ridge HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Other

  • Builder name: Bonterra

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Exhaust Hood,Gas Cooktop,Microwave,Oven,Plumbed For Ice Maker,Wall Oven
  • Laundry features: Mud Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,513

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,513
  • Total interior livable area: 2,513 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 55256556870000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.23 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$206$2,472
Property Taxes $300$3,600
Electricity $234$2,808
Total$3,521$42,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,720/yr
40% on housing$105,630/yr
45% on housing$93,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 28107$284
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28107$187
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$550,000
2019-02-08Sold$343,185

For Sale by Agent

AgentErica Blazer
BrokerageKeller Williams Ballantyne Area

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