See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

442 W 5th St, Elmira, NY, 14901

2beds
1baths
1,272sqft
$39,900
$31price/sqft
$548/moest. monthly cost
$21,920/yrincome needed

About This Home

Come see this cozy 1,272 +-, 2 - bedroom, 1 - bathroom home situated within walking distance to Elmira College, and Grove Park! Step inside and see the large living room that leads to the formal dining room. From there, the kitchen provides access to the basement and large mud-storage room. Head upstairs to find two generously sized bedrooms and the full bath. Outside, a secluded, fenced in yard is a great place to relax. Lastly a one car garage provides additional storage or a workshop space. Currently being used as a single-family rental with a long-term tenant, providing flexibility as an income property, or a full-time residence. Don't miss your chance to own this great property! Property being conveyed in "as-is" condition.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
Diven SchoolGrades PK-21.1 mi
4/10
Ernie Davis AcademyGrades 7-80.6 mi
3/10
Elmira High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Separate/Formal Living Room,Home Office,Country Kitchen
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Property

Details

  • Parcel number: 07040008901400030890000000
  • Special condition: Standard

Lot

  • Lot size: 3,402 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 34 x 100

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,No Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$35$420
Property Taxes $66$792
Electricity $246$2,954
Total$548$6,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,788/yr
40% on housing$16,440/yr
45% on housing$14,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$56
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$59,900
2014-05-23Sold$28,000
2010-02-03Sold$22,500
2010-01-03Price change$24,900
2009-12-05Price change$26,000
2009-10-25Price change$27,900
2009-09-13Listed for sale$29,900
2001-11-02Sold$25,750

For Sale by Agent

AgentBrennan Thurber
BrokerageHoward Hanna

Similar Homes