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370 W 3rd St, Elmira, NY, 14901

5beds
2baths
2,668sqft
$60,000
$22price/sqft
$896/moest. monthly cost
$35,840/yrincome needed

About This Home

Opportunity for investors or owner-occupied. Multi-family, two-story, separate utilities, multiple meters, furnaces, water tanks, upper apartment has 3 bedrooms, 1 bath, covered front porch, lower apartment has 2 bedrooms, 1 bath. Conveniently located near Elmira College, LECOM, shopping, restaurants, parks, schools, and the library. Off-street parking. Tenant occupied, please allow 48 hours. Tenant may be present. No appliances to convey with the sale, all tenant-owned

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

--
Diven SchoolGrades PK-21.1 mi
4/10
Ernie Davis AcademyGrades 7-80.9 mi
3/10
Elmira High SchoolGrades 10-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Construction materials: Blown-In Insulation,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,668
  • Total interior livable area: 2,668 sqft

Property

Details

  • Parcel number: 07040008901400080620000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,771 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 157

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$53$636
Property Taxes $100$1,200
Electricity $440$5,290
Total$896$10,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,720/yr
40% on housing$26,880/yr
45% on housing$23,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$56
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$74,900
2024-08-12Listing removed$48,500
2023-05-26Listing removed--
2023-03-27Price change$48,500
2023-02-15Listed for sale$50,900
2018-06-27Listing removed$625
2018-06-22Listed for rent$625

For Sale by Agent

AgentPatricia C. Page
BrokerageWarren Real Estate

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