1016 S Main St, Belvidere, IL, 61008
About This Home
Completely rented 4 family home; a couple long term tenants. Main floor units are 1 bedroom/1 bath apartments and upstairs 2 units are studio apartments. 2 car garage. Gas hot water heat. Owner pays heat, water, sewer and garbage. Separate electric meters so tenants pay the electric.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Other
Type & Style
- Home type: MultiFamily
- Property subType: 3 - 4 Units
Interior
Appliances
- Appliances included: Refrigerator,Oven,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Features
- Finished area below ground: 0
- Finished area above ground: 2,374
Heating & Cooling
- Heating features: Hot Water/Steam,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,374
- Total interior livable area: 2,374 sqft
Property
Details
- Parcel number: 0536176009
- Zoning: SR-6
Features
- Levels: Two
- Stories: 2
Parking
- Total spaces: 2
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $298 | $3,576 |
| Electricity | $182 | $2,191 |
| Total | $1,511 | $18,132 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $215,000 |
| 2019-06-11 | Sold | $117,000 |
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