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312 W Gray St, Elmira, NY, 14901

5beds
1baths
1,705sqft
$79,900
$47price/sqft
$888/moest. monthly cost
$35,520/yrincome needed

About This Home

Here's your opportunity to own a piece of Elmira's history! On the National Historic Register and rumored to be the home built for the personal seamstress of the Langdon family - Mark Twain's in-laws. This home features FIVE bedrooms, two downstairs and three up. There is also a double staircase to make the layout even more accessible. A spacious, fenced in back yard is included. Located less than half a block to the Lecom event center arena, this home is at the doorsteps of the rest of the downtown. Bring some love and imagination and help make this cozy home shine again!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

1/10
Thomas K Beecher SchoolGrades 3-61.0 mi
3/10
Ernie Davis AcademyGrades 7-81.1 mi
3/10
Elmira High SchoolGrades 10-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1860

Materials

  • Foundation: Stone
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator

Basement

  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Walk-In Pantry,Bedroom on Main Level
  • Flooring: Carpet,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,705
  • Total interior livable area: 1,705 sqft

Property

Details

  • Parcel number: 07040008901900010270000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 4,843 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 35 x 137

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$70$840
Property Taxes $133$1,596
Electricity $281$3,381
Total$888$10,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,445/yr
40% on housing$26,640/yr
45% on housing$23,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$55
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$79,900
2023-05-16Sold$31,000

For Sale by Agent

AgentCharles Cerio
BrokerageKeller Williams Realty Southern Tier & Finger Lakes

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