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7331 Whitewater Ln, Lincoln, NE, 68521

4beds
5baths
2,470sqft
$359,000
$145price/sqft
$2,612/moest. monthly cost
$104,480/yrincome needed

About This Home

BRAND NEW ROOF! This home offers space and functionality with its four bedrooms, five bathrooms and a three stall attached garage. Boasting 2300+ square feet with modern finishes inside and out. Brand new quartz countertops in the kitchen. The kitchen will come fully equipped with all appliances. Walking in the front door you will be wowed by the large foyer that flows into the kitchen and main level living area. Upstairs you will find three of the bedrooms and three of the bathrooms all offering ample closet space. The fourth bedroom, fifth bathroom, laundry, and utility room can be found in the basement.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

5/10
Kooser Elementary SchoolGrades PK-50.2 mi
3/10
Schoo Middle SchoolGrades 6-81.6 mi
1/10
North Star High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Brick/Other,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 833

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 700
  • Finished area above ground: 1,770

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1236115014000

Features

  • Levels: Two
  • Patio & porch: Porch,Patio
  • Fencing: None

Lot

  • Lot size: 7,405 sqft
  • Features: Up to 1/4 Acre.
  • Lot size dimensions: 60 x 130 x 40

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance $273$3,276
Property Taxes $372$4,464
Electricity $152$1,829
Total$2,612$31,344

Income You'd Need if You Spent...

35% on housing$89,554/yr
40% on housing$78,360/yr
45% on housing$69,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 68521$166
Lancaster County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 68521$166
Lancaster County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$359,000
2026-04-25Listing removed$359,000
2026-03-05Listed for sale$359,000
2026-03-05Listing removed$370,000
2026-02-18Listed for sale$370,000
2026-02-09Listing removed$370,000
2025-12-03Price change$370,000
2025-11-08Listed for sale$380,000
2025-11-01Listing removed$380,000
2025-07-31Listed for sale$380,000
2025-07-14Listing removed$2,400
2025-05-14Listed for rent$2,400
2024-06-03Listing removed--
2024-04-25Listed for rent$2,400
2020-04-11Listing removed$1,895
2020-04-01Listed for rent$1,895
2005-07-25Sold$33,000

For Sale by Agent

AgentAndrea Trail
BrokerageMagnolia Real Estate

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