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262 Partridge St, Elmira, NY, 14904

3beds
2baths
1,392sqft
$68,900
$49price/sqft
$769/moest. monthly cost
$30,760/yrincome needed

About This Home

Great investment or owner-occupy opportunity! Duplex in Elmira featuring a 2-bedroom lower unit and a 1-bedroom upper unit, offering flexible rental potential and multiple income streams. Spacious rooms, natural light, and functional layouts make this property appealing for tenants or live-in owners alike. Conveniently located near shopping, schools, parks, and major roadways. Whether you’re looking to expand your investment portfolio or generate additional income, this multi-family property is full of potential! Tenant occupied, please give 48hr notice for all showings.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Parley Coburn SchoolGrades 3-60.1 mi
--
Broadway AcademyGrades 91.5 mi
3/10
Elmira High SchoolGrades 10-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Resilient,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Property

Details

  • Parcel number: 07040009900700030370000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,712 sqft
  • Features: Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 55 x 120

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$61$732
Property Taxes $114$1,368
Electricity $246$2,954
Total$769$9,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,365/yr
40% on housing$23,070/yr
45% on housing$20,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$56
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$68,900
2026-06-06Price change$73,900
2026-05-22Listed for sale$78,900
2019-09-05Sold$32,640
2019-07-17Pending sale$38,950
2019-06-25Price change$38,950
2019-04-16Price change$42,950
2019-01-03Listed for sale$44,950
2016-05-07Listing removed$39,900
2015-09-17Listed for sale$39,900
1997-05-07Sold$27,000

For Sale by Agent

AgentLeonard Ostrander
BrokerageHoward Hanna Elmira

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