464 Spaulding St, Elmira, NY, 14904
About This Home
Investor opportunity with serious potential! 464 Spaulding St is a triplex offering three distinct units and plenty of room to add value. The property features a studio ready to be finished, a spacious three-bedroom upper apartment, and an occupied three-bedroom, one-bath unit providing existing rental income. Whether you're looking to renovate, lease, and build your portfolio or take on your next value-add project, this property offers multiple possibilities. And the opportunity gets even better—468 Spaulding St, the duplex directly next door, is also available for sale! One side is currently occupied, while the vacant side is ready for a complete renovation and transformation. Purchase 464 individually or explore the opportunity to acquire both neighboring properties for a total of five units in one location. A unique opportunity for investors looking to create value, increase rental income, and build a larger multifamily portfolio!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Construction materials: Block,Concrete,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Propane Water Heater
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Other,See Remarks
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total structure area: 2,076
- Total interior livable area: 2,076 sqft
Property
Details
- Parcel number: 07040009900800050270000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 7,148 sqft
- Features: Irregular Lot,Other,See Remarks
- Lot size dimensions: 55 x 130
Parking
- Parking features: No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Chemung County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $116 | $1,392 |
| Electricity | $343 | $4,116 |
| Total | $874 | $10,488 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $70,000 |
| 2025-03-28 | Contingent | $69,900 |
| 2024-11-26 | Price change | $69,900 |
| 2024-05-29 | Listed for sale | $79,900 |
| 2013-09-24 | Sold | $25,500 |
| 2013-07-31 | Listed for sale | $35,000 |
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