406 Jefferson St, Elmira, NY, 14904
About This Home
Looking for a project with potential? This 4-bedroom home is ready to be brought back to life and transformed into something truly special. With plenty of space to work with, it offers a great opportunity for investors or buyers ready to roll up their sleeves and make it their own. The home features washer and dryer hookups on the first floor, off-street parking, and a shed for extra storage. An additional lot is included, giving you even more room to expand, garden, or create your ideal outdoor space. With the right vision and a little TLC, this property could really shine!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Other,See Remarks
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen,Bedroom on Main Level
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,672
- Total interior livable area: 1,672 sqft
Property
Details
- Parcel number: 07040009901100050290000000
- Special condition: Estate
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
Lot
- Lot size: 4,621 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 44 x 105
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Chemung County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $44 | $528 |
| Property Taxes | $83 | $996 |
| Electricity | $276 | $3,315 |
| Total | $655 | $7,860 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $65,000 |
| 2016-03-10 | Sold | $36,000 |
| 2002-08-23 | Sold | $12,500 |
| 2000-04-21 | Sold | $45,000 |
| 1999-10-07 | Sold | $9,500 |
| 1999-01-04 | Sold | $500 |
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