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206 South Ave, Elmira, NY, 14904

5beds
2baths
2,600sqft
$84,900
$33price/sqft
$1,074/moest. monthly cost
$42,960/yrincome needed

About This Home

Wow! You won't run out of space in this 2,600 sq ft. southside Elmira home! This home has beautiful hardwood floors throughout, a large front porch, tall ceilings, vinyl siding, and a newer roof. You'll fall in love with the character this house has! With how the property is set up, you could easily use this as a two unit rental property with separate entrances to bring in great income, or use it as a single family and have a huge house to live in or rent out. Either way, you cannot go wrong with this property! Potential for 4th bedroom downstairs

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
Parley Coburn SchoolGrades 3-60.3 mi
--
Broadway AcademyGrades 91.3 mi
3/10
Elmira High SchoolGrades 10-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Separate/Formal Living Room
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Living Room

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: 07040009901100100260000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,104 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$75$900
Property Taxes $141$1,692
Electricity $429$5,156
Total$1,074$12,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,822/yr
40% on housing$32,220/yr
45% on housing$28,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$56
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$84,900
2017-04-28Sold$11,500
2017-02-17Listed for sale$19,900
1999-03-03Sold$31,000

For Sale by Agent

AgentNicholas Magera
BrokerageHoward Hanna Horseheads

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