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20922 KINNEY RD, Somerset, TX, 78069

3beds
2baths
1,470sqft
$433,500
$295price/sqft
$3,711/moest. monthly cost
$148,440/yrincome needed

About This Home

***Open House Friday May 15th 5pm to 7pm*** Modern style meets country charm in this beautiful 2023-built home on 4.27 unrestricted acres. This single-story property features 3 bedrooms, 2 bathrooms, and a spacious open floor plan designed with comfort and functionality in mind. The kitchen overlooks the living and dining areas, creating a seamless flow throughout the home. Ceramic tile flooring throughout adds a clean and modern touch, while the large primary suite offers the perfect place to unwind. With unrestricted acreage and plenty of space to enjoy, this property offers endless opportunities for country living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Somerset J High SchoolGrades 7-82.4 mi
3/10
Somerset High SchoolGrades 8-122.5 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Other

  • Builder name: Poteet Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Water Heater,Electric Cooktop
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 132

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,Kitchen Island,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Ceiling Fan(s),Solid Counter Tops,Programmable Thermostat
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,470 sqft

Kitchen

  • Area: 216

Living Room

  • Area: 252

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 63

Master Bedroom

  • Features: Ceiling Fan(s),Full Bath
  • Area: 247

Property

Details

  • Parcel number: 042250000022

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 4.28 Acres
  • Features: 2 - 5 Acres

Parking

  • Parking features: None,Unpaved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,192$26,304
Home Insurance *$603$7,236
Property Taxes $678$8,136
Electricity $238$2,859
Total$3,711$44,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,234/yr
40% on housing$111,330/yr
45% on housing$98,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 78069$103
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78069$120
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$435,000
2025-12-02Listing removed$446,800
2025-08-28Price change$446,800
2025-07-11Price change$449,000
2025-03-28Listed for sale$450,000
2025-02-05Listing removed$469,999
2025-01-22Listed for sale$469,999
2025-01-21Listing removed$469,999
2025-01-10Price change$469,999
2024-07-01Listed for sale$470,000
2009-12-09Sold--

For Sale by Agent

AgentBrittney Dominguez
BrokerageLevi Rodgers Real Estate Group

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