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322 Baty St, Elmira, NY, 14904

2beds
1baths
1,356sqft
$95,000
$70price/sqft
$968/moest. monthly cost
$38,720/yrincome needed

About This Home

Welcome to 322 Baty Street in Elmira! This charming 2-3 bedroom, 1-bath home offers approximately 1,100 square feet of comfortable living space and is perfectly situated on a desirable corner lot. Full of character and functionality, this home provides the ideal blend of comfort, convenience, and opportunity. Inside, you’ll find a bright and inviting layout with flexible living space that can easily accommodate a third bedroom, home office, playroom, or hobby area to suit your needs. The spacious living areas offer a warm and welcoming atmosphere, making it easy to feel right at home. The kitchen comes fully equipped with all appliances included, allowing you to move in and start enjoying your new home from day one. Outside, the covered carport provides convenient off-street parking and protection from the elements, while the generous corner lot offers additional yard space for gardening, entertaining, pets, or simply relaxing outdoors. The extra outdoor space adds to the home’s curb appeal and provides endless possibilities for future enjoyment. Whether you’re a first-time homebuyer, someone ready to downsize, or an investor searching for a fantastic addition to your portfolio, this property checks all the boxes. Conveniently located near schools, parks, shopping, restaurants, and everyday amenities, you’ll enjoy easy access to everything Elmira has to offer while still feeling at home in a welcoming neighborhood. Don’t miss your opportunity to make 322 Baty Street your own—schedule your private showing today!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
Parley Coburn SchoolGrades 3-60.4 mi
--
Broadway AcademyGrades 91.1 mi
3/10
Elmira High SchoolGrades 10-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block,Poured
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Living Room,Home Office,Living/Dining Room
  • Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Property

Details

  • Parcel number: 07040009901500040330000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Blacktop Driveway,Fully Fenced,Patio
  • Fencing: Full

Lot

  • Lot size: 5,048 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 101

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$84$1,008
Property Taxes $158$1,896
Electricity $246$2,954
Total$968$11,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,188/yr
40% on housing$29,040/yr
45% on housing$25,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$55
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$95,000
2026-07-03Listed for sale$109,000
2024-08-12Listing removed$62,000
2021-10-27Listing removed--
2021-10-08Price change$62,000
2021-09-13Listed for sale$65,000
2021-08-17Contingent$65,000
2021-08-11Listed for sale$65,000
2018-11-07Listing removed$55,900
2018-06-16Listed for sale$55,900
2009-01-27Listing removed$52,000
2008-08-04Listed for sale$52,000
1994-08-30Sold$36,000

For Sale by Agent

AgentKatelynn Miller
BrokerageKeller Williams Realty Southern Tier & Finger Lakes

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