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900 Erie St, Elmira, NY, 14904

3beds
1baths
1,008sqft
$89,000
$88price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Nice 3-bedroom, 1-bath home featuring a vinyl privacy fence and a fully enclosed yard with a deck, perfect for outdoor enjoyment. The first floor offers a comfortable layout with a living room, dining room, and kitchen. The second floor includes all three bedrooms and the full bath. A front enclosed porch adds extra space for relaxing or storage. Great outdoor features.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
Parley Coburn SchoolGrades 3-60.7 mi
--
Broadway AcademyGrades 91.5 mi
3/10
Elmira High SchoolGrades 10-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Separate/Formal Living Room,Country Kitchen
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 07040009901600020210000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 4,229 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 45 x 93

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$79$948
Property Taxes $148$1,776
Electricity $246$2,954
Total$923$11,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$55
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$87,500
2026-06-26Listed for sale$89,000
2014-12-10Listing removed$850
2014-11-20Price change$850
2014-11-10Listed for rent$900
2013-09-17Listing removed$64,900
2013-07-11Listed for sale$64,900
2013-04-23Sold$26,000
2011-07-14Sold$10,975
2010-08-24Listing removed$59,500
2010-07-09Price change$59,500
2010-02-25Listed for sale$63,500
2005-11-17Sold$66,000
2004-12-14Sold$22,900

For Sale by Agent

AgentJennifer Silata
BrokerageHoward Hanna Corning

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