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952 Erie St, Elmira, NY, 14904

5beds
2baths
1,750sqft
$140,000
$80price/sqft
$1,353/moest. monthly cost
$54,120/yrincome needed

About This Home

Just a short walk from Millers Pond, this 1,700+ square-foot, two-story home offers a ton of space at a really affordable price. The main floor features a large eat-in kitchen for everyday meals, plus a separate formal dining room that's great for hosting dinners. One of the best parts of the layout is the flexibility: there are four bedrooms and a full bath upstairs, plus a fifth bedroom on the first floor that could easily work as a home office or guest room. You also get a first-floor laundry room and a convenient half bath right off the main living area. Outside, you won’t have to worry about street parking. There is plenty of driveway space along with a detached two-car garage, giving you extra room for storage, tools, or keeping the cars out of the weather. It’s a solid, spacious property in Elmira location gives you a lot of bang for your buck.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
Parley Coburn SchoolGrades 3-60.8 mi
--
Broadway AcademyGrades 91.5 mi
3/10
Elmira High SchoolGrades 10-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Gas,Radiator(s)

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Property

Details

  • Parcel number: 07040009901600020520000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 6,368 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 46 x 137

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$124$1,488
Property Taxes $233$2,796
Electricity $289$3,470
Total$1,353$16,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,388/yr
40% on housing$40,590/yr
45% on housing$36,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$55
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$140,000
2025-07-21Sold$127,200
2025-06-03Pending sale$120,000
2021-11-24Sold$69,900
2021-09-17Contingent$69,900
2021-09-14Price change$69,900
2021-07-21Listed for sale$74,900
2010-12-09Sold$59,831
2010-11-13Pending sale$29,900
2010-10-10Price change$29,900
2010-10-02Listed for sale--
2001-10-31Sold$35,000

For Sale by Agent

AgentValerie Clark
BrokerageWarren Real Estate

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