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13915 Dusty Fields, Schertz, TX, 78154

3beds
2baths
2,632sqft
$899,000
$342price/sqft
$5,455/moest. monthly cost
$218,200/yrincome needed

About This Home

Discover your own private Texas retreat on this stunning 11-acre property in Schertz, Texas - perfectly positioned for the best of both worlds: peaceful country living with easy access to San Antonio, New Braunfels, major highways, and 15 minutes from Randolph AFB. This spacious ranch-style home offers single-story comfort and timeless appeal, with an open layout ideal for family gatherings, indoor-outdoor living, and everyday ease. Generous rooms, abundant natural light, and classic ranch details create a welcoming atmosphere that feels like home the moment you arrive. The land is a true standout: 11 acres currently under agricultural exemption, which provides significant property tax savings while supporting productive use of the property. Towering mature trees dot the landscape, offering shade, beauty, and a established, park-like setting. Two private wells plus city water ensure reliable and flexible water access for the home, livestock, or future needs. Outdoor enthusiasts and hobby farmers will love the large barn with electrical service - perfect for equipment storage, workshops, animals, or vehicles. An industrial stand-alone freezer adds serious convenience for storing harvests, game, or bulk provisions. Privacy is unmatched thanks to the private driveway that winds a full quarter-mile off the main road, shielding the property from traffic while delivering that coveted sense of seclusion. Whether you're dreaming of a gentleman's ranch, a family homestead, or simply more space to breathe, this Schertz property delivers rare acreage, practical features, and Texas charm in one of the area's most desirable and fastest-growing communities. Ideal for those seeking room to roam, room to grow, and room to make their own. Make this your slice of Texas! Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedroom2

  • Area: 132

Bedroom3

  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 870

Interior Area

  • Total interior livable area: 2,632 sqft

Kitchen

  • Area: 156

Living Room

  • Area: 900

Master Bathroom

  • Area: 48

Master Bedroom

  • Area: 240

Property

Details

  • Parcel number: 051930000199

Features

  • Waterfront features: Water Access

Lot

  • Lot size: 11.81 Acres
  • Features: Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$499$5,988
Property Taxes $122$1,464
Electricity $289$3,468
Total$5,455$65,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,028/yr
40% on housing$163,650/yr
45% on housing$145,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 78154$146
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78154$167
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$949,900
2026-04-06Listed for sale$999,900

For Sale by Agent

AgentRockie Carter
BrokerageCentury 21 Core Values

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