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588 Hcr #1231, Whitney, TX, 76692

4beds
6baths
4,048sqft
$1,424,950
$352price/sqft
$8,978/moest. monthly cost
$359,120/yrincome needed

About This Home

Welcome to your private Ponderosa in the heart of Hill County, where the timeless character of the American West meets the comfort of modern living. Beneath expansive Texas skies, this 45-Acre AG-Exempt Ranch offers pastureland, space to roam, and a lifestyle rooted in country tradition- where Little Joe might stop by for a glass of sweet tea! Bordered by rail fencing and set across an expanse of private land, the ranch reflects an iconic heritage. Designed for work and relaxation, it offers country living at its best. After a day tending the land, cool off with a refreshing swim in the pool or enjoy a boat ride at nearby Lake Whitney. A fabrication shop features 2 offices, a kitchenette, 2 bathrooms, and a conference room, ideal for managing ranch operations or running a business. Don’t need a workshop-offices? It could easily be converted into a guest house. A row of covered storage ports provides ample room for equipment or future horse stalls, while the barn, with a 14-foot roll-up door, offers space for tractors, combines, plows, hay storage, and RV parking. Inside, the home is a masterclass in craftsmanship. Warm textures blend with refined details, creating a custom-designed layout that feels inviting and thoughtfully curated. The open floor plan provides the perfect setting for everyday living and entertaining. The living room makes a dramatic statement with its impressive stone fireplace, while an abundance of windows frame breathtaking views and fill the space with natural light. The kitchen is designed to handle gatherings with ease, offering abundant prep space, generous storage, and a warming oven ready for flapjacks. A breakfast bar and cozy nook create the perfect place to linger over coffee while watching the day begin across the pasture. The expansive primary suite is a true retreat, featuring doors that open directly to your backyard oasis. An oversized 3 car attached garage has a loft apartment w-half bath. Schedule a viewing @ 588 HCR 1231 today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
Whitney Middle SchoolGrades 6-81.6 mi
6/10
Whitney High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional,Detached,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Warming Drawer
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 17 x 14

Bedroom

  • Level: Second
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3

Bonus Room

  • Level: Second
  • Dimensions: 20 x 24

Breakfast Room Nook

  • Level: First
  • Dimensions: 9 x 8

Dining Room

  • Level: First
  • Dimensions: 15 x 11

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Stone
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 22 x 11

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,048 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Pantry,Stone Counters
  • Level: First
  • Dimensions: 15 x 13

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 9 x 6

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 20 x 19

Living Room

  • Level: First
  • Dimensions: 15 x 11

Master Bedroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Sitting Area in Primary,Walk-In Closet(s)
  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 12

Workshop

  • Level: First
  • Dimensions: 80 x 60

Workshop

  • Level: First
  • Dimensions: 70 x 50

Property

Details

  • Parcel number: 141795
  • Exclusions: Mineral rights; commercial shop's compressor & airlines,three phase wiring and converter
  • Horse amenities: Barn,Loafing Shed

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Gunite,In Ground,Pool
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Cross Fenced

Lot

  • Lot size: 45 Acres
  • Features: Acreage,Agricultural,Back Yard,Lawn,Landscaped,Pasture,Many Trees

Parking

  • Total spaces: 13
  • Parking features: Additional Parking,Circular Driveway,Carport,Detached Carport,Driveway,Garage,Oversized,Parking Pad,RV Garage,Garage Faces Rear,Storage,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 13
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$1,015$12,180
Property Taxes $314$3,768
Electricity $444$5,333
Total$8,978$107,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$307,817/yr
40% on housing$269,340/yr
45% on housing$239,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$207
Hill County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$1,424,950
2026-03-05Listed for sale$1,499,950
2025-12-11Listing removed$825,000
2025-09-24Listed for sale$825,000
2025-09-23Listing removed$1,299,500
2025-05-19Listed for sale$1,299,500
2024-01-01Listing removed--
2023-07-12Listed for sale$829,000
2023-04-06Listing removed--
2022-07-14Listing removed$2,490,000
2022-04-30Listed for sale$2,490,000

For Sale by Agent

AgentJenny Capritta
BrokerageRE/MAX DFW Associates

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