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1409 State Highway 22, Whitney, TX, 76692

0beds
0baths
10,828sqft
$679,000
$63price/sqft
$5,435/moest. monthly cost
$217,400/yrincome needed

About This Home

State Highway 22 Road Frontage outside of Whitney, Texas. 8 Acres to build your residential or commercial business opportunity. Multiple buildings currently in place, with one currently being used as a short term rental. One Large metal building was used as an automotive shop at one time. A large covered area was a Flea Market for years. So much potential with this acreage and the location. Don't let this slip by.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Whitney Elementary SchoolGrades PK-21.6 mi
3/10
Whitney Middle SchoolGrades 6-83.2 mi
6/10
Whitney High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Interior Area

  • Total interior livable area: 10,828 sqft

Property

Details

  • Parcel number: 240398
  • Special condition: Standard

Features

  • Private pool: Yes
  • Patio & porch: None
  • Fencing: See Remarks
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 8 Acres
  • Features: Few Trees

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$483$5,796
Property Taxes $331$3,972
Electricity $1,188$14,267
Total$5,435$65,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,342/yr
40% on housing$163,050/yr
45% on housing$144,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$214
Hill County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-02Listed for sale$679,000
2021-10-05Sold--
2010-07-01Sold--

For Sale by Agent

AgentRichard Chrisner
BrokerageRiverplace Realty

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