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833 E River Drive, Lake Luzerne, NY, 12846

1beds
1baths
759sqft
$315,000
$415price/sqft
$2,304/moest. monthly cost
$92,160/yrincome needed

About This Home

Imagine spending sunny days surrounded by breathtaking waterfront views & the peaceful rhythm of river life. This charming waterfront cottage offers the perfect retreat for relaxation, entertaining & making unforgettable memories. The expansive upper waterfront deck, complete with mounted outdoor speakers, is the ideal gathering place... Host celebrations, enjoy outdoor dining, or simply unwind with a good book. The spacious lower deck-dock invites you to soak up the sun or launch your boat to take a leisurely cruise to the popular nearby sandbar for a day of fun w/other river revelers. The cottage features a comfortable BR, a charming kitchen w/an antique Chambers stove, a cozy LR w/a pellet stove, and a full bath enhanced by a skylight. While the home has been enjoyed as a seasonal getaway, the pellet stove & existing layout provide excellent potential for conversion to year-round living w/some modifications. The property has been thoughtfully maintained w/newer windows & siding, adding to its appeal and value. 2 storage sheds provide room for equipment & water toys, while one has been creatively converted into a charming bunkhouse--perfect for additional sleeping space. The landscaped grounds offer a winding pathway leading to a private picnic area tucked behind the home, creating a peaceful park-like setting. The placement of the cottage and sheds to the north, combined with mature trees & open space to the south, provides exceptional privacy rarely found on waterfront properties. Adding to the convenience & charm, the property includes an outdoor shower. The home is being offered largely furnished & includes a collection of recreational essentials. Parking includes one on-site space w/more parking available across the street on public land. Whether you're searching for a peaceful seasonal escape or envisioning a future year-round home, this exceptional property offers the exciting & relaxed lifestyle that only a waterfront home can provide.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Wired for Sound,Built-in Features,Eat-in Kitchen
  • Window features: Screens,Skylight(s),Window Treatments,Blinds,Curtain Rods,Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 759

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Pellet Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 759
  • Total interior livable area: 759 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 523200 305.1211
  • Special condition: Standard

Features

  • Patio & porch: Pressure Treated Deck,Deck,Patio,Porch
  • Exterior features: Garden,Gas Grill,Outdoor Shower,Dock
  • Fencing: Fenced
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front,Stairway
  • Waterbody name: Hudson River

Lot

  • Lot size: 3,920 sqft
  • Features: Private,Views,Landscaped,Waterfront

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$130$1,560
Property Taxes $336$4,032
Electricity $246$2,954
Total$2,304$27,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,994/yr
40% on housing$69,120/yr
45% on housing$61,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 12846$218
Warren County$370

vs Homes Sold Last Month

Median $/sqft

ZIP 12846$184
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$315,000
2023-11-20Listing removed--
2021-04-23Sold$256,000
2021-01-03Listing removed--
2020-09-13Pending sale$255,900
2020-09-03Listed for sale$255,900
2007-08-31Sold$180,000
2002-10-21Sold$80,000

For Sale by Agent

AgentJennifer Cleary
BrokerageCleary Real Estate

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