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5230 Bancroft Ave, Saint Louis, MO, 63109

3beds
2baths
2,000sqft
$319,000
$160price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Don't let this opportunity pass you by! Check out this full-brick / stone home today. The main floor has 9 ft ceilings & has been rehabbed. New kitchen includes soft close cabinets, new stainless-steel appliances, wine rack, wide sink w/ cutting board inserts, gas stove w/ range hood, upper glass cabinets w/ dimmable lights, granite counter top & center island. Dining room accesses a new 10' x 16' arbor covered composite deck via new French doors and a coat/pantry closet. Master bedroom includes a large sliding barndoor closet, ceiling light w/retractable fan, and an ensuite bathroom w/ lighted/defogger mirror. Guest bedroom has two closets. Guest full bath includes a lighted/defogger mirror & shower/tub. Family room includes a brick decorative fireplace w/ book cases, pre-wired speaker outlets, coat closet, a stained-glass classic charm window and a ceiling light w/retractable fan. Upper level has arched ceilings, 2 rooms and a closet with wood and faux wood floors. All plumbing is new, including the connection to the City Water supply (in street). New hot water heater and electric. Private driveway off of Bancroft which leads to a fenced backyard and a 2-car garage. Never have to worry about parking. Walking distance to great restaurants (Russell's on Macklind, Clementine's Creamery, etc.)

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
Buder Elementary SchoolGrades PK-50.1 mi
1/10
Roosevelt High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1925

Materials

  • Foundation: Combination
  • Roof: Architectural Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Oven,Range Hood,Refrigerator
  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Cellar,Full,Storage Space,Unfinished,Walk-Up Access

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 98
  • Dimensions: 14x7

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper
  • Area: 187
  • Dimensions: 17x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper
  • Area: 297
  • Dimensions: 27x11

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 242
  • Dimensions: 22x11

Features

  • Bookcases,Granite Counters,High Ceilings,Kitchen Island,Pantry,Recessed Lighting,Separate Dining,Shower,Stone Counters,Storage,Tub,Wired for Sound
  • Door features: French Doors,Storm Door(s)
  • Window features: Double Pane Windows,Stained Glass
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Storage

  • Features: Floor Covering: Concrete
  • Area: 110
  • Dimensions: 5x22

Utility Room

  • Features: Floor Covering: Concrete
  • Area: 858
  • Dimensions: 39x22

Property

Details

  • Parcel number: 51580002100
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Lighting,Private Entrance,Private Yard,Rain Gutters
  • Fencing: Back Yard,Perimeter

Lot

  • Lot size: 5,000 sqft
  • Features: Back Yard,Private

Parking

  • Total spaces: 2
  • Parking features: Detached,Direct Access,Driveway,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$206$2,472
Property Taxes $273$3,276
Electricity $152$1,832
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 63109$151
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63109$206
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$314,000
2026-07-31Price change$319,000
2026-07-17Price change$329,000
2026-07-10Price change$339,000
2026-06-26Price change$349,000
2026-06-05Price change$359,000
2026-05-22Listed for sale$369,900
2026-04-30Listing removed$2,999
2026-04-02Price change$2,999
2026-02-10Listed for rent$3,224
2025-12-05Listing removed$379,000
2025-11-04Price change$379,000
2025-10-09Price change$389,000
2025-09-12Price change$394,000
2025-08-11Price change$399,000
2025-07-31Price change$408,000
2025-07-14Price change$409,000
2025-06-24Listed for sale$419,000
2024-08-21Listing removed--
2024-06-07Price change$279,900
2024-06-02Listed for sale$269,900
2024-03-01Sold--
2024-02-08Pending sale$239,900
2024-02-06Price change$239,900
2023-12-28Listed for sale$250,000
2023-12-13Listing removed--

For Sale by Agent

AgentRebecca A Mumma
BrokerageColdwell Banker Realty - Gundaker

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