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10485 56th Pl N, Lake Elmo, MN, 55042

5beds
4baths
5,804sqft
$1,450,000
$250price/sqft
$9,442/moest. monthly cost
$377,680/yrincome needed

About This Home

Welcome to 10485 56th Pl N, Lake Elmo, MN 55042, a magnificent 5-bedroom, 4-bathroom architectural masterpiece completed in 2022. Nestled on a sprawling 1.33-acre lot within the highly prestigious Hidden Meadows community, this extraordinary 4,500-square-foot residence perfectly blends rural tranquility with sleek, modern sophistication. Step inside to find soaring ceilings and expansive windows that flood the home with natural light. The main floor layout favors both grand entertaining and intimate daily living, transitioning into a gourmet kitchen designed for the culinary enthusiast. The luxurious primary suite serves as a private oasis, featuring a spa-like bathroom and an expansive walk-in closet. The expansive 1.33-acre lot delivers ultimate privacy and scenic country views right from your back door. Enjoy peaceful mornings on the deck or long evenings hosting gathering on the lush lawn. Live tucked away in nature while maintaining rapid access to urban conveniences. You are only minutes from downtown Stillwater, the St. Croix River valley, local golf courses, and the Lake Elmo Park Reserve.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
Stillwater Middle SchoolGrades 6-84.1 mi
10/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Drainage System,Finished,Other,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 288
  • Dimensions: 18x16

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Level: Upper
  • Area: 154
  • Dimensions: 11x14

Bedroom5

  • Level: Upper
  • Area: 144
  • Dimensions: 9x16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Dining Room

  • Level: Main
  • Area: 128
  • Dimensions: 8x16

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,326
  • Finished area above ground: 4,478

Foyer

  • Level: Main
  • Area: 98
  • Dimensions: 7x14

Great Room

  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,995
  • Total interior livable area: 5,804 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Laundry

  • Level: Upper
  • Area: 30
  • Dimensions: 6x5

Mud Room

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Other

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Play Room

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0202921240009
  • Zoning description: Residential-Single Family
  • Foundation area: 2517

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.30 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 51 x 233 x 228 x 178 x 277

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$679$8,148
Property Taxes $943$11,316
Electricity $489$5,874
Total$9,442$113,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$323,725/yr
40% on housing$283,260/yr
45% on housing$251,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 55042$237
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55042$237
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$1,450,000
2019-07-22Sold$197,000

For Sale by Agent

AgentJP Will
BrokerageLPT Realty

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