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150 Coker Hollow, Kerrville, TX, 78028

2beds
2baths
1,960sqft
$1,050,000
$536price/sqft
$6,246/moest. monthly cost
$249,840/yrincome needed

About This Home

Spring Valley Ranch -- a rare, unrestricted Hill Country retreat on 34+ acres in the Upper Turtle Creek area, offered after nearly 50 years in one family. This wildlife-exempt property features end-of-road privacy in a scenic box canyon with nearly 200 feet of elevation change and sweeping hilltop views. A 1-acre spring-fed pond, stocked with bass, catfish, and perch, anchors the low ground while a brand-new 640-foot well (completed 2024) ensures reliable water. The classic native rock ranch house (~1,960 sf) includes a wood-burning stove, spacious kitchen, and covered porch overlooking open meadows. The land supports cattle, horses, hunting, and recreation. Whitetail deer, turkey, and dove are abundant. Improvements include storage and tractor sheds, hunting blinds, game feeders, corrals, and submersible pumps. Electric service and high-speed internet available through Bandera Electric Cooperative. LP gas on site. Septic system in place. No deed restrictions. No HOA. Conveniently located near Kerrville, Hunt, and Bandera, with a nearby airport featuring a 6,000-ft runway. Conventional and cash offers welcome.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Nimitz Elementary SchoolGrades K-56.6 mi
5/10
Peterson Middle SchoolGrades 6-89.2 mi
5/10
Tivy High SchoolGrades 9-129.2 mi

Construction

Materials

  • Construction materials: Brick/Stone,Stone/Rock

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedroom2

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,960 sqft

Master Bathroom

  • Area: 25

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 39225
  • Other equipment: Large Tanks

Features

  • Stories: 1
  • Fencing: Fenced
  • Waterfront features: Creek,Flowing Creek
  • Topography of land: Level,Rolling,Hilly
  • Residential vegetation: Partially Wooded,Mature Trees (ext feat)
  • Horses can be raised: Yes

Lot

  • Lot size: 34.51 Acres
  • Features: Ag Exempt,Hunting Permitted,Secluded,Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$691$8,292
Property Taxes $8$96
Electricity $238$2,859
Total$6,246$74,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,148/yr
40% on housing$187,380/yr
45% on housing$166,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$294
Kerr County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$1,134,000
2026-01-01Listing removed$1,995,000
2025-01-10Listed for sale$1,995,000

For Sale by Agent

AgentDavid Hughes
BrokerageeXp Realty

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