207 Chambers St, Beaver Dams, NY, 14812
About This Home
Welcome to this charming ranch home located in Beaver Dams offering comfortable one-level living and a flexible layout. The home features a spacious living room with vaulted ceilings, plenty of natural light, and a cozy wood stove that adds warmth and character. The kitchen provides ample cabinet and counter space and flows nicely into the dining area. A convenient first-floor laundry room adds to the home’s everyday functionality. The home currently offers one bedroom, along with an additional finished space that could easily serve as a second bedroom, family room, office, or bonus living area, allowing buyers flexibility to suit their needs. While the home is functional and move-in ready, some cosmetic updates could further enhance the space, offering a great opportunity for buyers to add their own style and value. Outside, the property includes a detached garage and a generous yard, providing room for outdoor activities, storage, or future improvements. With its versatile layout and quiet Beaver Dams location, this home presents a great opportunity for homeowners, investors, or those looking for a property they can update over
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1954
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Oven,Gas Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Living/Dining Room,Bedroom on Main Level
- Flooring: Other,See Remarks
Heating
- Heating features: Electric,Forced Air
Interior Area
- Total structure area: 1,125
- Total interior livable area: 1,125 sqft
Property
Details
- Parcel number: 07260001600900010440000000
- Special condition: Real Estate Owned
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway
Lot
- Lot size: 0.25 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 107 x 102
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Drought
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Chemung County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $52 | $624 |
| Property Taxes | $149 | $1,788 |
| Electricity | $246 | $2,954 |
| Total | $901 | $10,812 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-15 | Sold | $105,600 |
| 2020-07-28 | Sold | $87,300 |
| 2020-04-09 | Listed for sale | $89,900 |
| 2007-07-17 | Sold | $56,000 |
| 2005-07-25 | Sold | $50,000 |
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