




9591 James Cir N, Lake Elmo, MN, 55042
About This Home
- Built in 2021 - 1752 square feet finished, 1752 square feet unfinished - Villa Style House (rambler) with unfinished full basement - 2 bedrooms – additional 1 potential in basement - 2 bathrooms – additional 1 potential in basement - 3 car garage – 590 square feet - Granite counter tops - Maple cabinets - Stainless Steel appliances - Gas Range - Washer and Dryer - Reverse Osmosis drinking water system - Water Softener - Air exchange system - Miles of local walking trails - Walking distance to Lake Elmo Regional Park Reserve - Quiet dead-end road - Poured cement foundation - Convenient location – 2-3 miles from Walmart, Target, Sams Club, Home Depot, Best Buy, Cub Foods, Office Max and many other retailers. - Neighborhood is mixture of single lever and 2 story houses - Low HOA fees at $180 per quarter - .245 Acres lot - Fiber Internet hook up - 20 minutes from MSP Airport
Getting Around
Schools
Construction
Condition
- Year built: 2021
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Flooring: Carpet,Concrete,Laminate,Linoleum / Vinyl
- Fireplace: Yes
Interior Area
- Total interior livable area: 1,752 sqft
Property
Details
- Parcel number: 3402921130037
Features
- Exterior features: Shingle,Vinyl,Brick,Cement / Concrete
Lot
- Lot size: 10,672 sqft
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,725 | $32,700 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $393 | $4,716 |
| Electricity | $170 | $2,050 |
| Total | $3,540 | $42,480 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $539,000 |
| 2021-06-30 | Sold | $459,877 |
| 2021-04-22 | Pending sale | $459,877 |
| 2021-04-22 | Listed for sale | $459,877 |
| 2020-01-30 | Sold | $538,312 |
