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2 Harold Drive, Altamont, NY, 12009

4beds
1baths
1,632sqft
$275,000
$169price/sqft
$2,133/moest. monthly cost
$85,320/yrincome needed

About This Home

Two parcels totaling 11.48 acres offer endless possibilities with this unique property just minutes from the Village of Altamont. The updated single-family home features 4 bedrooms, 1 bath, beautiful hardwood floors, and a charming brick fireplace. A gutted two-family residence provides a clean slate for renovation and additional income potential, while multiple outbuildings create opportunities for farming, storage, or livestock. A private pond enhances the scenic countryside setting. With strong value-add potential and multiple avenues for return, this property is ideal for both investors and those seeking a versatile country retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal,Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl,Hardwood
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: 013200 69.110
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Front Porch
  • Exterior features: None
  • Waterfront features: Pond

Lot

  • Lot size: 11 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$85$1,020
Property Taxes $389$4,668
Electricity $269$3,236
Total$2,133$25,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,131/yr
40% on housing$63,990/yr
45% on housing$56,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 12009$228
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12009$234
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Price change$275,000
2026-05-27Price change$305,000
2026-05-15Listed for sale$315,000
2026-03-29Pending sale$315,000
2026-03-12Listed for sale$315,000
2026-03-12Listing removed$315,000
2026-02-16Listed for sale$315,000
2026-02-05Pending sale$315,000
2026-01-20Price change$315,000
2025-09-16Listed for sale$325,000
2019-05-06Sold$85,000
2017-02-07Sold$301,805
2007-02-07Sold$182,000

For Sale by Agent

AgentNicholas Khachadourian
BrokerageKW Platform

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