511 Center St, Xenia, OH, 45385
About This Home
**Neighborhood Edge program funding currently available for this home! The NeighborhoodEdge® program helps qualified borrowers get up to $7,500 in closing cost assistance* to help make your mortgage more affordable.** Endless Potential in This 1900 Multi-Family Gem within walking distance to Downtown Xenia! Built in 1900 and situated on a desirable corner lot, this multi-family home has been completely gutted and is ready for a visionary buyer. Whether you’re looking to transform it into a spacious single-family residence or reimagine it as a 2-family investment property, the possibilities are wide open. Inside, the first floor offers impressive 9-foot ceilings and the opportunity to create a stunning primary suite, complete with its own bath. The layout also allows for 3 bedrooms, 2½ baths, a sunroom off the family room, and multiple living spaces to suit your needs. Two fireplaces add historic charm (currently not operable), and HVAC and plumbing work have already been started, providing a head start on renovation. A 3-car detached garage offers abundant storage or workspace, and the new roof installed in 2022 brings peace of mind. The home sits on a crawl space and is being sold as-is, though inspections are welcomed. Bring your imagination and make this character-filled property truly yours—perfect for homeowners, renovators, or investors alike.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Cellar
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,098
- Total interior livable area: 2,098 sqft
Property
Details
- Parcel number: M40000100110014200
- Zoning: Residential
- Zoning description: Residential
Lot
- Lot size: 5,222 sqft
- Lot size dimensions: 112 x 50
Parking
- Total spaces: 3
- Parking features: Driveway,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $27 | $324 |
| Property Taxes | $66 | $792 |
| Electricity | $225 | $2,700 |
| Total | $570 | $6,840 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $55,000 |
| 2026-02-13 | Listed for sale | $60,000 |
| 2026-02-12 | Pending sale | $60,000 |
| 2026-02-04 | Listed for sale | $60,000 |
| 2026-01-31 | Pending sale | $60,000 |
| 2026-01-23 | Listed for sale | $60,000 |
| 2023-08-21 | Sold | $40,000 |
| 2023-08-05 | Pending sale | $49,900 |
| 2023-07-14 | Listed for sale | $49,900 |
| 2021-04-14 | Sold | $19,000 |
| 2009-06-25 | Sold | $24,000 |
| 2005-09-28 | Sold | $49,000 |
| 2002-11-18 | Sold | $42,500 |
| 2000-02-24 | Sold | $50,000 |
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